At TCT, we will issue you a debit card that you can use to get cash completely surcharge-free at any of our four branch locations, plus 55,000 Allpoint ATM locations across the country. Allpoint is the nation’s largest surcharge-free ATM network. These ATMs can be found in several locations including Target, CVS, Speedway Gas Stations, Rite Aid, and more. To locate a surcharge-free Allpoint ATM near you, enter your zip code in our ATM Finder tool.
If your employer offers direct deposit, provide your Payroll or Human Resources Department our credit union’s routing number, 221374984, and your account number, or a copy of a voided check.
We recommend providing a copy of a voided check or providing the full check MICR number from your checkbook. The number starts with 137 and you should not drop any numbers when you provide the information to your HR department. If you have more than one checking account, each account will have its own unique MICR number.
TCT also provides a Direct Deposit form for your convenience. You will need to return it to your employer’s Human Resources Dept.
Direct Deposit is secure, convenient and fast. A Direct Deposit payment has never been lost; it saves you the errand of picking up your check and getting to the bank or credit union to deposit it, and gives you access to your money earlier than a traditional check.
Your payment is available to you on or before the opening of business the morning of your payroll effective date.