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Cooperative Finance: A Steady Signal in a Noisy World

Join TCT to Celebrate International Credit Union Day

On October 15, 2026, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 78th anniversary of this annual event, which will be celebrated under the theme of “Cooperative Finance: A Steady Signal in a Noisy World”.

In honor of this special day, TCT FCU invites you to visit your local branch and enjoy complimentary cider and cider donuts on Thursday, October 15th.

Branch Locations
BranchBranch AddressPhone #FAX #
Ballston Spa (Milton/Main) 416 Rowland Street
Ballston Spa, NY 12020
1-800-721-8288 518-884-7094
Cambridge 17 Gilbert Street
Cambridge, NY 12816
1-800-721-8288 518-677-2677
Clifton Park 520 Vischer Ferry Road
Clifton Park, NY 12065
1-800-721-8288 518-383-0107
Queensbury 4 Hunter Brook Lane
Queensbury, NY 12804
1-800-721-8288 518-793-2177

 

TCT Members Share Their Experiences

Morgan

TCT has been a constant in my life.

“The trust I’ve built with TCT over the years is what I appreciate the most. They have been a steady, reliable presence through life’s ups and downs, providing support and service I can depend on. That’s why, after more than two decades, I continue to choose TCT Federal Credit Union and proudly recommend them to others.” — Morgan H.

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Brandon

TCT's impact went beyond a classroom presentation.

“Connecting my students directly with TCT gave them access to experts, resources, and relationships they can continue to draw upon as they enter adulthood. Financial literacy is an essential life skill, and partnerships between educators and trusted community partners can help ensure students are not only learning the concepts but also know where to turn when they need guidance right in their community.” — Brandon A.

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Tashina

My children continue the tradition of banking with a credit union that cares.

“What I value most is how local and available TCT is. On occasions where I need quick answers or last minute requests, I am able to stop in to my local branch or make a quick phone call. I’m truly grateful for the experience of being a member of a credit union that cares.” — Tashina R.

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Toni

I found the warmth, friendliness, and personal care I remembered from back home.

“The TCT Team is always looking out for me – from helping me refinance my truck loan, to sending scam alerts that keep my account protected and make me feel safe. I am grateful to the entire TCT Team for making me feel like family.” — Toni M.

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What makes TCT FCU unique?

Equal Ownership – Being a Credit Union means TCT is democratically controlled and member-owned and member-operated. Each member has equal ownership and one vote regardless of how much money he or she has in savings.

Not for Profit – TCT FCU is a not-for-profit financial cooperative that provides a safe, convenient place for members to save money and access loans and other financial services at reasonable rates.

Social Purpose: People Helping People – Credit unions exist to serve their members, not to make a profit. Every member counts, including those of modest means. This “people-first” philosophy impels TCT and their employees to get involved in their community and support worthwhile causes.

Volunteer Leadership – The credit union is governed by a volunteer board of directors elected by and from the credit union’s membership.

Financial Education for Members – TCT places particular importance on educational opportunities for their members and the communities they serve to become better-educated consumers of financial services.

Trust – TCT provides their members with access to fair and ethical financial products, economical banking and lending services, and trustworthy service. Credit union members can be proud of these accomplishments and rest assured that their money is safe at the credit union.

 

 

 

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Referral Rewards

Now that you’re a TCT Member, your immediate family members are also eligible to join. For each new member you refer to TCT, we’ll deposit $5 into your account.

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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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