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Payment Saver Auto Loans

A Low–Payment Alternative to Leasing

How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing? Payment Saver Auto Loans offer just that. Like a lease, Payment Saver Auto Loans offer payments that are considerably lower than conventional financing. But unlike a lease, you own the vehicle and have all of the flexibility and benefits of vehicle ownership.

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Other features of the Payment Saver Auto Loan include:

  • New and used vehicles up to five years old qualify 
  • Flexible loan terms of up to 72 months 
  • Financing Available for up to 110% of vehicle value 
  • Annual mileage options of 7,500, 10,000, 12,000, 15,000 & 18,000 are available
  • No security deposit or acquisition fees
  • No early payoff penalty
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity, including the ability to turn your vehicle in and walk away at the end of the loan term. 
  • Enables you to easily upgrade and/or change your vehicle every couple of years
  • Refinance your current vehicle loan from another lender to reduce your monthly payment with a Payment Saver Auto Loan


Ask about a Payment Saver Auto Loan
Completion of this information request form does not constitute a loan application.
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Auto Loan Refinance

You may have driven off the lot with an auto loan rate your credit union can beat. TCT has the roadmap to budget-friendly payments and low loan rates. ­



Payment Saver Auto Loan Questions

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EZ Car Finder

Search millions of new, used, and certified pre-owned vehicles near you. Get pre-approved financing before you visit the dealer.


Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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