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Find the Right Mortgage for You

Whether you're purchasing a home or refinancing your mortgage, you can look to us for expert support and assistance throughout the entire process. All TCT FCU mortgage loans are serviced through Owners Choice, a full-service mortgage corporation serving credit unions in the greater Northeast.

Receive $600 OFF Closing Costs for a limited time. Apply September 1 - November 30, 2022.*

IF YOU'RE READY, YOU CAN APPLY NOW 

VIEW CURRENT MORTGAGE RATES

 

* Limited-time offer valid for purchase and refinance applications received between 09/01/22 and 11/30/22. Loan must close to be eligible.

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). You may also inquire at TCT FCU, Lending Department, 416 Rowland St., Ballston Spa, NY regarding the locations where HMDA data may be inspected. NMLS# 643679

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