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Find the Right Mortgage for You

Whether you're purchasing a home or refinancing your mortgage, you can look to us for expert support and assistance throughout the entire process. All TCT FCU mortgage loans are serviced through Owners Choice, a full-service mortgage corporation serving credit unions in the greater Northeast.

Get pre-qualified for a home purchase in the month of April and receive $475 off of closing costs!*

IF YOU'RE READY, YOU CAN APPLY NOW 

VIEW CURRENT MORTGAGE RATES

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). You may also inquire at TCT FCU, Lending Department, 416 Rowland St., Ballston Spa, NY regarding the locations where HMDA data may be inspected.

*Offer valid for pre-qualifications issued between April 1 and April 30, 2019. You must apply for your home loan before the expiration for your pre-qualification (120 days). $475 credit to be applied towards closing costs at the time of closing. Loans that do not close will not be eligible to receive the promotion. TCT’S NMLS#643679  Owner’s Choice Funding NMLS# 56538

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