Find the Right Mortgage for You

Your home is one of the biggest investments you’ll make in your life. Whether you're purchasing a home or refinancing your mortgage, you can look to TCT for trusted guidance.

TCT is proud to partner with AmeriCU Credit Union to provide our members with expert support and assistance throughout the entire homebuying process. All mortgage loans are originated through AmeriCU Credit Union, a full-service, member-owned credit union serving members from 24-counties in Upstate New York, including Central New York, the Mohawk Valley, Northern New York and the Southern Tier. AmeriCU is an equal housing lender.

Meet your dedicated AmeriCU Mortgage Executives

Say Hello at a Branch Visit

AnaMaria and Melissa will be available to meet with TCT members and discuss their mortgage goals at monthly branch visits. 

Next Branch Visit: Thursday, May 15th at the Ballston Spa and Cambridge Branches

Homebuying Made Easy – Start Your Application Today!

To get started, you can request a mortgage quick quote, view current rates, or if you're ready, apply with one of TCT's dedicated Mortgage Executives! 

The AmeriCU Mortgage App

• Seek pre-approval in minutes
• Securely scan & upload docs from your phone
• Message your loan officer instantly
• Get updates as you go

• Mortgage Application Checklist

Mortgage Calculator

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). You may also inquire at TCT FCU, Lending Department, 416 Rowland St., Ballston Spa, NY regarding the locations where HMDA data may be inspected. NMLS# 643679 

FAQs