Find the Right Mortgage for You

Whether you're purchasing a home or refinancing your mortgage, you can look to us for expert support and assistance throughout the entire process. All TCT FCU mortgage loans are serviced through Owners Choice, a full-service mortgage corporation serving credit unions in the greater Northeast.

IF YOU'RE READY, YOU CAN APPLY NOW 

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). You may also inquire at TCT FCU, Lending Department, 416 Rowland St., Ballston Spa, NY regarding the locations where HMDA data may be inspected.