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Home Purchase

Find the Right Mortgage for You

Whether you're purchasing a home or refinancing your mortgage, you can look to us for expert support and assistance throughout the entire process. All TCT FCU mortgage loans are serviced through Owners Choice, a full-service mortgage corporation serving credit unions in the greater Northeast.

To get started, please complete a Mortgage Consultation Request and one of our home financing experts will be in touch soon!



Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). You may also inquire at TCT FCU, Lending Department, 416 Rowland St., Ballston Spa, NY regarding the locations where HMDA data may be inspected. NMLS# 643679


Couple with house keys

A Head Start for Home Buying

Are you a first-time buyer, or thinking about moving up or even downsizing? Our partner GreenPath's certified housing experts can prepare you with the knowledge and tools you’ll need to make the best decisions. Learn about down-payment assistance, affordable loans, and more.

Learn More



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Refinance Your Student Loans at TCT

Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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