ATM Closure: Our Greenwich Thruway Beverage ATM will be out of service for maintenance from July 24th through July 26th. A surcharge-free Allpoint ATM is available at the Greenwich CVS.

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Share Certificates

Our 6-Month Certificate Special offers a higher rate for a 6-month term. 

Share Certificates, also known as certificates of deposit, are a great way to grow your savings. If you won't need access to your savings for a fixed amount of time, TCT Share Certificates let you earn guaranteed dividends throughout your certificate's term. Find out which choice is best for you by checking out the options below.

Share Certificate
Effective Date: Sunday, July 21st, 2024
Account TypeTermMinimum to OpenEarly Withdrawal Penalty (Days of Dividend)Dividend Rate (Fixed Rate)Annual Percentage Yield (APY)
6-Month Special 6 Month $1,000 30 3.54% 3.60%
For additional information refer to the Truth-in-Savings Disclosure - 6-Month Certificate Special
Regular and IRA 6 Month $1,000 30 0.25% 0.25%
  7 Month $1,000 30 1.39% 1.40%
  9 Month $1,000 60 0.30% 0.30%
  12 Month $1,000 60 0.35% 0.35%
  13 Month $1,000 60 0.50% 0.50%
  18 Month $1,000 90 0.50% 0.50%
  24 Month $1,000 90 0.55% 0.55%
  36 Month $1,000 90 0.60% 0.60%
  60 Month $1,000 180 0.65% 0.65%

For additional information refer to the Truth in Savings Disclosure for Certificate Accounts.
The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.

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While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.


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