This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
TCT FCU TCT FCU Go to main content
FAQs
Share Certificates
Home > Bank > Products > Share Certificates

Watch your funds grow

Share Certificates, also known as certificates of deposit, are a great way to grow your savings. If you won't need access to your savings for a fixed amount of time, TCT Share Certificates let you earn guaranteed dividends throughout your certificate's term. Find out which choice is best for you by checking out the options below.

Share Certificate
Effective Date: Sunday, August 18th, 2019
Account TypeTermMinimum to OpenEarly Withdrawal Penalty (Days of Dividend)Annual Percentage Yield (APY)Dividend Rate (Fixed Rate)
Regular and IRA 6 Month $1,000 30 0.25% 0.25%
  9 Month $1,000 60 0.30% 0.30%
  12 Month $1,000 60 0.35% 0.35%
  18 Month $1,000 90 0.50% 0.50%
  24 Month $1,000 90 0.65% 0.65%
  36 Month $1,000 90 1.00% 1.00%
Savvy Saver Regular and IRA 7 Month $1,000 30 2.25% 2.23%
  13 Month $1,000 60 2.20% 2.18%
  39 Month $1,000 90 2.20% 2.18%
  60 Month $1,000 180 2.15% 2.13%

For additional information refer to the Truth in Savings Disclosure for Certificate Accounts.
The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.

Ask about a TCT Certificate
* Required Fields
Preferred method of contact:
TCT Branch Location of Preference:
Products of Interest (please check all that you are interested in):
Security Code:

Questions?
While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.

Go to main navigation
TCT No Closing Costs Home Equity Special
TruStage Insurance Discount - Learn More

Have Questions

Want to learn more about our savings accounts? Let's connect!

Send a Message     Stop by a Branch     Give Us a Call

E-NEWS

Get the latest articles and announcements in your inbox
Sign Up