Our 6-Month Certificate Special offers a higher rate for a 6-month term.
Share Certificates are a great way to grow your savings. If you won't need access to your savings for a fixed amount of time, TCT Share Certificates let you earn guaranteed dividends throughout your certificate's term. Find out which choice is best for you by checking out the options below.
| Account Type | Term | Minimum to Open | Early Withdrawal Penalty (Days of Dividend) | Dividend Rate (Fixed Rate) | Annual Percentage Yield (APY) |
|---|---|---|---|---|---|
| Regular and IRA | 6 Month | $1,000 | 30 | 3.54% | 3.60% |
| 7 Month | $1,000 | 30 | 1.39% | 1.40% | |
| 9 Month | $1,000 | 60 | 0.30% | 0.30% | |
| 12 Month | $1,000 | 60 | 0.35% | 0.35% | |
| 13 Month | $1,000 | 60 | 0.50% | 0.50% | |
| 18 Month | $1,000 | 90 | 0.50% | 0.50% | |
| 24 Month | $1,000 | 90 | 0.55% | 0.55% | |
| 36 Month | $1,000 | 90 | 0.60% | 0.60% | |
| 60 Month | $1,000 | 180 | 0.65% | 0.65% | |
For additional information refer to the Truth in Savings Disclosure for Certificate Accounts. | |||||
Questions?
While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.
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