This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
TCT FCU TCT FCU Go to main content
Debt Consolidation
Home > Borrow > Other Loans > Personal Loans > Debt Consolidation

How much could you save?

Consolidate your higher-interest debt from another lender at TCT

Using a Personal Loan from TCT to consolidate credit card debt and other personal loans could substantially lower how much you pay each month. A low fixed-rate personal loan can be easier to manage—and can save you a lot of money. To get started, you can apply today, or complete the form below, or call and request to speak with one of our Member Service Specialists about your refinancing goals. We're here to help you consolidate debt, increase cash flow, and save money. 



Personal Loan Rates
Term APR (Rates as low as)Monthly Payment per $1,000
1 Year (12 month) 4.99%** $85.74
3 Year (36 month) 6.99% $30.95
5 Year (60 month) 8.99% $20.82
Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.
**This loan special is available for a limited time, must apply May 8, 2023 − September30, 2023.


Ask about Refinancing
Completion of this information request form does not constitute a loan application.
* Required Fields
TCT Branch Location of Preference:
Security Code:

Learn more about what to do if you are falling behind on your loan payments.


Go to main navigation
Transfer a Balance
GreenPath Emergency

“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

— William G.


Want to learn more about our loans? Let's connect!

SEND A MESSAGE    GIVE US A CALL    Request a Virtual Meeting


Get the latest articles and announcements in your inbox
Sign Up