How much could you save?
Consolidate your higher-interest debt from another lender at TCT
Using a Personal Loan from TCT to consolidate credit card debt and other personal loans could substantially lower how much you pay each month. A low fixed-rate personal loan can be easier to manage—and can save you a lot of money. To get started, you can apply today, or complete the form below, or call and request to speak with one of our Member Service Specialists about your refinancing goals. We're here to help you consolidate debt, increase cash flow, and save money.
Personal Loan Rates
| Term | APR (Rates as low as) | Monthly Payment per $1,000 |
|---|---|---|
| 1 Year (12 month) | 4.99%** | $85.61 |
| 3 Year (36 month) | 7.24% | $30.99 |
| 5 Year (60 month) | 9.24% | $20.88 |
| Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000 The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account. | ||
| **This loan special is available for a limited time, must apply June 21 − September 30, 2025. | ||
Learn more about what to do if you are falling behind on your loan payments.
Open the door for more opportunities
Our Credit Builder Loans can help you establish or rebuild credit after being turned down for a loan due to insufficient credit or a low credit score.