New Year. New Possibilities.
Take 1.00% OFF 3- and 5-year Personal Loans when you consolidate your higher-interest debt from another lender.
Using a Personal Loan from TCT to consolidate credit card debt and other personal loans could substantially lower how much you pay each month. A low fixed-rate personal loan can be easier to manage—and can save you a lot of money. To get started, you can apply today, or complete the form below, or call and request to speak with one of our Member Service Specialists about your refinancing goals. We're here to help you consolidate debt, increase cash flow, and save money.
| Personal Loan Rates | ||
| Term | APR | Monthly Payment per $1,000 |
| 1 Year (12 months) | 1.49%* | $84.01 |
| 3 Year (36 month) | $29.96 | |
| 5 Year (60 month) | $19.80 | |
| Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000 The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account. | ||
*12-month Personal Loan offered for a limited time only. Must apply now - January 31, 2021. **Debt Consolidation Loan Special: This limited time special is offered from January 6 - February 28, 2021. Receive a 1.00% rate discount off our 3 yr. and 5-year Personal Loan Rates when the entire loan proceeds are being paid to other creditors. No TCT loan payoffs allowed. Cannot be combined with another loan special. APR = Annual Percentage Rate, Interest rates are quoted using the lowest rate available, Your individual credit qualifications will determine rate and term. | ||
Learn more about what to do if you are falling behind on your loan payments.
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