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Debt Consolidation
Home > Borrow > Other Loans > Personal Loans > Debt Consolidation

How much could you save?

Consolidate your higher-interest debt from another lender at TCT

Using a Personal Loan from TCT to consolidate credit card debt and other personal loans could substantially lower how much you pay each month. A low fixed-rate personal loan can be easier to manage—and can save you a lot of money. To get started, you can apply today, or complete the form below, or call and request to speak with one of our Member Service Specialists about your refinancing goals. We're here to help you consolidate debt, increase cash flow, and save money. 

Limited-time Personal Loan Sale: Take 1.00% OFF 3- and 5-Year Personal Loan Rates

Must apply: January 5 - February 28, 2022


Personal Loan Rates
TermAPRMonthly Payment per $1,000
1 Year (12 month) 1.99%** $84.24
3 Year (36 month) 5.99% 4.99%*** $29.96 $29.97
5 Year (60 month) 7.99% 6.99%*** $19.80 $19.79
Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.
**12 Month Term offered for a limited time. Must apply October 29, 2021 - January 31, 2022.
***3- and 5-Year Rate Discount offered for a limited time. Must apply January 5 - February 28, 2022.


Ask about Refinancing
Completion of this information request form does not constitute a loan application.
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Learn more about what to do if you are falling behind on your loan payments.


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“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

— William G.


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