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Our Clifton Park and Ballston Spa (Milton) branches are open for Drive-thru only. 
Notice to Clifton Park Members; COVID-19 Update 12/3/20.

Our ATM at the Thruway Beverage Center in Greenwich is unavailable. You can do many banking transactions including deposit checks or pay loans with our online and mobile banking services

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FAQs
Loan Questions
Home > Loan Questions

Loan Questions
Yes. We offer Undergraduate and Graduate Student Loans and Student Loan...    [Read More]
Payment Saver Auto Loans New and Used Auto & Motorcycle Loans Home...    [Read More]
No. You do not have to be a member to apply for a loan. However, you must become...    [Read More]
We offer two loan rate discounts. New Members may receive .25% off their loan...    [Read More]
There are three ways to apply for quick approval. Apply online, apply over the...    [Read More]
If you're delinquent in your loan payments — or expect to be —...    [Read More]
You can set-up automatic payments or payroll deduction, pay by phone, pay by...    [Read More]
No. TCT Members under age 18 may not apply for loans, credit cards or overdraft...    [Read More]
A signature loan is a loan without material collateral such as a car or home....    [Read More]
You can apply online or by calling or visiting a branch to be pre-approved....    [Read More]
No. We do not offer business loans at this time. We offer business savings and...    [Read More]
Yes. We offer both fixed and variable rate options to either purchase or refinance...    [Read More]

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