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Peace of Mind Checking

Get more value with your checking

Peace of Mind Checking has a monthly account maintenance fee of $5.00 and provides enhanced benefits and protection.

Peace of Mind Checking includes:

  • Automatic Courtesy Pay with a $400 limit, $7 overdraft fee for checks/ACH*
  • Access to Debit Card Round-Up to build savings  OPT-IN to start saving
  • Reduced $5 Non-Sufficient Funds fee*
  • Free duplicate checks with direct deposit
  • Free account research & statement/check printing
  • Free money orders & corporate checks

*Any negative balance should be resolved within 30 days. View Agreement: Overdraft Overview and Courtesy Pay Agreement 

Plus, Extra Features:

  • Fully Managed Identity Theft Recovery
  • Entitlement to Credit and Dark Web Monitoring with Alerts
  • Monthly Credit Score
  • Online discounts on shopping, dining, travel, and entertainment 
  • Mobile Phone Insurance that covers accidental damages, malfunction, and theft 

To learn more about the extra features including terms, conditions, and limitations, visit tctfcu.nxgstrategies.com

All TCT Checking Accounts Receive:




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TCT has partnered with Allpoint, the nation's largest ATM network to bring you over 55,000 surcharge-free ATMs.


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Get more done in less time with Bill Pay

Now you can easily manage your finances via online Bill Pay. Learn how to pay a bill, pay a person, set up alerts, and more.



While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.


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Membership Perks

Take advantage of all the discounts and free services available to you.

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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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