Get peace of mind with your checking.
Peace of Mind Checking has a monthly account maintenance fee of $5.00 and provides enhanced checking benefits and protection.
Enhanced Checking Benefits
- Automatic Courtesy Pay with a $400 limit, $7 overdraft fee for checks/ACH*
- Reduced $5 Non-Sufficient Funds fee*
- Access to Debit Card Round-UP to save automatically OPT-IN to start saving
- Duplicate Checks with direct deposit, at no cost
- Account Research and Statement/check Printing services, at no cost
- Money Orders and Corporate Checks, at no cost
*Any negative balance should be resolved within 30 days. Overdraft Overview and Courtesy Pay Agreement
Plus, Extra Features
- Fully Managed Identity Theft Recovery
- Entitlement to Credit and Dark Web Monitoring with Alerts Activate Monitoring
- Monthly Credit Score
- Mobile Phone Insurance covers accidental damages, malfunction, and theft.
- Save with online discounts on shopping, dining, travel, and entertainment.
To learn more about the extra features including terms, conditions, and limitations, visit tctfcu.nxgstrategies.com
Activate Monitoring
Activate your entitlement to monitoring services. You will have peace of mind knowing your credit file is continuously monitored for any new or suspicious activity.
Identity Theft Enrollment
All TCT Checking Accounts Receive:
- Free Online and Mobile Banking
- Free Debit Card with alerts and controls
- Free e-Statements
- Free Online Bill Pay
- 55,000 Surcharge-free Allpoint ATMs
- Apple Pay, Google Pay, Samsung Pay
- No Minimum Balance Requirement
| Feature | Original Checking | Peace of Mind Checking |
|---|---|---|
| No Minimum Balance Requirement | Yes | Yes |
| Contactless Debit Card | Yes | Yes |
| Apple Pay, Google Pay, Samsung Pay | Yes | Yes |
| Monthly Maintenance Fee | No | $5.00 |
| Fully Managed Identity Theft Recovery | No | Yes |
| Monthly Credit Score, Monitoring and Alerts | No | Yes |
| Dark Web Monitoring | No | Yes |
| Mobile Phone Protection | No | Yes |
| Access to travel, dining, and shopping discounts online | No | Yes |
| Returned ACH/Check NSF Fee | $25.00 per submission | $5.00 per submission |
| Automatic Courtesy Overdraft** | No | Yes - $400 Limit |
| Overdraft ACH/Check Fee | $25.00 per submission | $7.00 per submission |
| Debit Card Roundup** | No | Yes |
| Free Personal Checks w/Direct Deposit | Yes - Singles | Yes - Singles and Duplicates |
| Official Checks/Money Orders | $2.00 | Free |
| Copy of Cancelled Check $1.50 | $1.50 | Free |
| Statement Copy $2.00 | $2.00 | Free |
| Interim Account History | $1.00 | Free |
| Account Research | $10.00 | Free |
| OPEN ACCOUNT | OPEN ACCOUNT | |
| ** Can Opt-out Overdraft Program Overview and Courtesy Pay Agreement | ||
TCT has partnered with Allpoint, the nation's largest ATM network to bring you over 55,000 surcharge-free ATMs.
Get more done in less time with Bill Pay
Now you can easily manage your finances via online Bill Pay. Learn how to pay a bill, pay a person, set up alerts, and more.
Questions?
While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance, or stop by one of our branches for personal service.
