UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed on Saturday, May 25 & Monday, May 27 for Memorial Day.  You can do many banking transactions with DIY Banking.

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Overdraft Line of Credit

Be Protected from Overdraft 

An Overdraft Line of Credit acts as a safety net for your checking account. It protects you from overdrawing your checking account. In the event of an overdraft, funds will be automatically transferred from the credit line to your checking account to prevent having a transaction declined for insufficient funds.

  • Minimum line of credit amount: $250
  • Maximum line of credit amount: $2,500
  • Advances are made in $50 increments

Overdraft Transfer from a TCT Savings Account is another option to protect yourself from overdraft fees. Overdraft Transfer is a free service with a limit of six transfers per month. Contact us to inquire about setting up an Overdraft Transfer from a linked account.

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Get More Value with Your Checking

Peace of Mind Checking provides extraordinary checking benefits PLUS extras that help protect you and your lifestyle.

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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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