The Bulletin Board - A Newsletter for TCT Members
Homebuying Made Easy
Whether you're purchasing a home or refinancing your mortgage, you can look to TCT Federal Credit Union for expert guidance. With our trusted partnership with AmeriCU Credit Union, you have access to competitive rates, personalized support, and tools that make the homebuying process easier than ever.
To get started, you can request a mortgage quick quote, view current mortgage rates, or if you're ready, apply with one of TCT's dedicated Mortgage Executives.
Reserve Your Seats for the Annual Meeting & Dinner
Join TCT's Board of Directors, TCT Staff and Members on the evening of May 13th as we enjoy a dinner, elect one member to the Board of Directors and review TCT's financial performance and impact in 2025.
Location: The Embassy Suites, 86 Congress St., Saratoga Springs, NY
Date: Wednesday, May 13, 2026
Time: Check-in begins at 5:30 pm, Meeting begins at 6:30 pm
Reservations are required.
In-Branch Shred Bins Coming Soon
Properly disposing of confidential and personally identifying documents is an important way to protect yourself from identity theft.
TCT Members will soon have access to free paper shredding bins at all four of our branch locations. Bring your documents and drop them in the locked bins to be securely shredded by our paper shredding vendor.
This new convenient shredding service is available to TCT Members during regular branch hours. We ask that you please limit your shredables to 3 bankers-size boxes.
Member Exclusive: Limited Time 30% Savings on Trust & Will
TCT FCU is excited to bring our members an exclusive, limited-time offer of 30% savings on Trust & Will in partnership with Love My Credit Union Rewards and Trust & Will.
Trust & Will makes creating an estate plan super easy, 100% secure, legally valid and super affordable.
The new 30% savings are only available April 1 - 30, 2026. Wills start at just $139, and Trusts start at $349 with the 30% limited-time offer.
Get started today to protect yourself, your family and your legacy!
Click here to learn more or visit our Membership Perks webpage.
Do You Have Peace of Mind? TCT has you covered.
Since its launch in September of 2021, TCT has been able to help countless Peace of Mind Checking account holders with courtesy overdrafts, reduced fees, credit and dark web monitoring, and more!
Let's dive into the benefits…
First up, Credit and Dark Web Monitoring*
Unfortunately, in today’s world, there is so much information sharing which can result in your information being sold on the dark web. With the credit and dark web monitoring offered with Peace of Mind Checking, all you have to do is submit your email address, credit card and debit card information, medical ID number, and more, to ensure your information isn’t being shared on the dark web. If they do see a "hit" for an item you have submitted, you will get an email letting you know so you can update anything you need to. You will also get an email whenever you have a hard hit on your credit.
Gary Fishlock Recognized Nationally for His Impact on the Credit Union Movement
TCT Federal Credit Union (TCT FCU) is proud to announce that Board Member Gary Fishlock was recently recognized as one of eighteen professionals nationwide to receive the Credit Union House Hall of Leaders Award.
“I am honored to contribute to the safety and soundness of the credit union industry,” Fishlock said.
Each year, Credit Union House recognizes individuals who have made a significant and lasting impact on the credit union movement. These leaders and advocates are permanently honored on the Hall of Leaders wall in Washington, D.C.
Why TCT Members Have An Edge When It’s Time To Buy A Car
Shopping for a car has a way of speeding up the moment you get serious. One minute you’re comparing models and imagining a more comfortable commute. The next, you’re doing monthly payment math, thinking about your trade-in, and deciding which “extras” are actually worth it.
That’s why many TCT Federal Credit Union members start with the financing side first. A clear plan can change the whole car-buying experience, especially when you know your budget, your options, and what to expect before you ever step onto a lot.
TCT is built to make that process easier. As a one-stop auto buying shop, the credit union helps members find, finance, and protect their next vehicle—giving members purchase power and clarity, without the need to haggle on the lot just to stay within budget.
Holiday Closings
- April 3rd, 2026 (1:00 PM): Friday before Easter - Open 9 am - 1 pm
- May 13th, 2026 (3:00 PM): Annual Meeting - Open 9 am - 3 pm
- May 23rd, 2026: Memorial Day - Closed
- May 25th, 2026: Memorial Day - Closed
- June 19th, 2026: Juneteenth - Closed
Fund Your Trade Career
TCT Members can receive grant money for furthering their trade careers. Apply today for the TCT Support the Trades Grant.
Teacher of the Week
TCT Federal Credit Union and Adirondack Broadcasting are proud sponsors of this weekly awards program honoring local school employees. If you know of a school employee who does an extraordinary job for you or your child, we want to hear about it. All school employees are eligible to win!
Referring is Rewarding
Each time you refer a family member or eligible coworker to join TCT, we’ll reward you with a $25 deposit to your account. It’s our way of saying 'Thank You' for sharing your TCT experience. Know someone who could benefit from joining TCT?
Pay People Instantly
Send money to anyone with just a few taps right from online or mobile banking. All you need is a TCT checking account, debit card, and the recipient's phone number or email address.
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