TCT is here to help as a guide on your financial journey.
Our credit union provides a variety of banking services to those in Saratoga County, NY and the surrounding communities. From home equity and debt consolidation loans to student loan refinancing, our staff and partners strive to provide the resources necessary to help build and maintain your financial well-being. If you have any questions, contact any of our branch locations today!
Read Our Latest Post
Using Your Home’s Equity for Renovations: Smart or Risky?
Renovate Now, Pay Smart: The Truth About Home Equity Loans and Lines of Credit
Home renovations can breathe new life into your space, improve comfort, and even increase your property’s value. But when it comes to financing those upgrades, many homeowners turn to home equity. The question is: is this a smart financial move—or a risky one?
Let’s break it down so you can make an informed decision.
TCT Blog
- Using Your Home’s Equity for Renovations: Smart or Risky?
- Protecting Against Deed Fraud: Why Monitoring Your Home Title Matters
- Gary Fishlock Recognized Nationally for His Impact on the Credit Union Movement
- Device Protection - Is Your Personal Information Safe?
- Why TCT Members Have An Edge When It’s Time To Buy A Car
- The Benefits of Student Loan Refinancing
- Online Shopping – Buyer Beware!
- Beware of E-Check Scams: Why Emailed Checks Are Always Fraudulent
- Identity Theft Can Happen to Anyone
Scams, Fraud & Related Articles
- Device Protection - Is Your Personal Information Safe?
- Online Shopping – Buyer Beware!
- Beware of E-Check Scams: Why Emailed Checks Are Always Fraudulent
- Identity Theft Can Happen to Anyone
- Important Information in the News - If You Have Not Already, Change Your Gmail Password Now
- Safeguarding Your Child’s Identity In Today's World
- Five Ways to Keep Identity Thieves Guessing
- Beware of Fake CAPTCHA Challenges
- Make the Most of Your Checking Account
- Stay Safe from Tax Identity Theft
- Help Protect Your Identity Online and Offline This Holiday Season
- Online Shopping With NO Surprises - Stay Safe While Shopping Online This Holiday Season
- Top Five Fraud Trends
- Identity Theft Can Happen to Anyone
- Safeguard Yourself Against Student Loan Scams
- Beware of Caller ID Spoofing
- Social media a gold mine for scammers
- Mail Theft/Check Fraud is on the Rise in our Area
- Protecting Your Loved Ones from Elder Fraud
April Newsletter
- Homebuying Made Easy
- Reserve Your Seats for the Annual Meeting & Dinner
- Protecting Against Deed Fraud: Why Monitoring Your Home Title Matters
- Member Exclusive: Limited Time 30% Savings on Trust & Will
- Do You Have Peace of Mind? TCT has you covered.
- Mutt Madness Photo Contest Winner is Gus!
- The Benefits of Student Loan Refinancing with TCT
- Gary Fishlock Recognized Nationally for His Impact on the Credit Union Movement
- Why TCT Members Have An Edge When It’s Time To Buy A Car





