Go to main content TCT FCU
Online Banking Login

TCT Blog

TCT is here to help as a guide on your financial journey.

Our credit union provides a variety of banking services to those in Saratoga County, NY and the surrounding communities. From home equity and debt consolidation loans to student loan refinancing, our staff and partners strive to provide the resources necessary to help build and maintain your financial well-being. If you have any questions, contact any of our branch locations today! 

 

Read Our Latest Post

Using Your Home’s Equity for Renovations: Smart or Risky?

Authored By: TCT FCU on 4/16/2026

Renovate Now, Pay Smart: The Truth About Home Equity Loans and Lines of Credit

Home renovations can breathe new life into your space, improve comfort, and even increase your property’s value. But when it comes to financing those upgrades, many homeowners turn to home equity. The question is: is this a smart financial move—or a risky one?

Let’s break it down so you can make an informed decision.

Read More

Share: Share on Facebook: Using Your Home’s Equity for Renovations: Smart or Risky? Share on Twitter: Using Your Home’s Equity for Renovations: Smart or Risky?

 

TCT Blog

 

Scams, Fraud & Related Articles

 

April Newsletter

Go to main navigation

Your journey to financial wellness begins here.

Through our partnership, everyone who contacts GreenPath receives a free financial counseling session. Let’s make your financial goals happen, together.

GET STARTED

Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

Contact Us

Go to main navigation