UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed Wednesday & Thursday, December 24th & 25th in honor of Christmas. You can do many transactions with Online/Mobile Banking or online with DIY Services.

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TCT is here to help as a guide on your financial journey.

We hope that the articles from our partners and staff are helpful. Please feel free to reach out to our friendly, knowledgeable staff with questions or for personalized support.

Our credit union provides a variety of banking services to those in Saratoga County, NY and the surrounding communities. From home equity and debt consolidation loans to student loan refinancing, our staff and partners strive to provide the resources necessary to help build and maintain your finances. If you have any questions, contact any of our branch locations today!

 

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Online Shopping – Buyer Beware!
Authored By: NXG Strategies on 1/1/2026

While online shopping is convenient and often cost-effective, it’s also a prime target for scammers to take advantage of unsuspecting consumers. TCT is here to help you stay secure with tips for avoiding common scams that surface with online shopping. By following these guidelines, you can shop confidently and safely. With a little awareness, you can avoid online shopping fraud. 

The Federal Trade Commission (FTC) Consumer Sentinel Network Data Book indicates that in 2024, fraud related to online shopping was the second most reported type of fraud in 2024, costing consumers more than $434.4 million–compared to $256.7 million lost in 2020. What can you do to help protect yourself?

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If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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