Cybersecurity used to feel like something handled by the IT department. Not anymore! Today, a scam can show up as a text from your bank, a phone call from someone who sounds exactly like a family member, or an email that looks like it came from your employer. Artificial Intelligence (AI) is making those scams faster and more convincing, and criminals don’t need to be technology experts to take advantage of it.

The numbers tell the story. The FBI received more than 1 million internet crime complaints in 2025, with losses exceeding $20 billion. That was a 26% increase in reported losses from 2024.

Fund Your College Dreams: TCT Scholarships

TCT FCU is proud to announce a scholarship opportunity for college-bound students! In partnership with New York Credit Union Association (NYCUA), we are opening applications for high school seniors attending two- or four-year accredited educational institutions as well as vocational or trade schools in 2027. The program is designed to provide funds that would be used toward tuition, room and board, books, and school supplies.

Just last year, ten outstanding student members were each awarded a $1,000 scholarship in recognition of their hard work, leadership, and community involvement.

Curt Cecala, TCT Federal Credit Union's President and CEO, was recently honored with being inducted into the inaugural class of Alloya's Hall of Champions! This well-deserved recognition celebrates Curt's exceptional leadership, dedicated service, and lasting contributions to Alloya Federal Credit Union and the credit union movement.

Alloya unveiled the thier Hall of Champions during its annual Credit Union Leadership Symposium, which took place in Nashville from Sept. 9-11. The Alloya Hall of Champions was created to recognize individuals whose leadership and service have helped shape Alloya and advance the corporate credit union movement. Induction is reserved for those who have demonstrated exceptional dedication to the movement and whose belief in the Power of Cooperation is “legendary,” Alloya said.

“It has been my privilege to serve and work with the incredible people at Alloya,” said Curt Cecala, TCT FCU's CEO. “It is truly amazing what Alloya is today for its member credit unions from our humble start 15 years ago. To serve with so many talented volunteers past and present who care about credit unions and work with the wonderful management and staff of Alloya to help credit unions has and continues to be an honor.”