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HOLIDAY CLOSURE: All TCT Branches will be closed Saturday, May 28, and Monday, May 30 for Memorial Day. You can do many banking transactions including deposit checks and make a loan payment online, visitÂ DIY Banking.

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featured rates

View all Rates Apply mortgage rates

Auto Loans
APR as low as

1.24%

HELOC
APR as low as

2.99%

HOME EQUITY LOAN

APR as low as

3.00%

36-Month APR as low as

5.99%

BALANCE TRANSFER

APR as low as

6.96%

APR as low as

8.96%

DIY Banking

Skip the trip. You can do almost any bank transaction, including deposit checks or pay loans, online.

Lower your Payment with a Payment Saver Auto Loan

Learn how you can avoid the negative equity treadmill, get all of the flexibility and benefits of vehicle ownership, and free-up more cash in your budget.

Teacher of the Week Awarded!

Congratulations to Mr. Randy Vanderwarker, Custodian at the North Warren Central School in Chestertown!

DIY Banking

Skip the trip. You can do almost any bank transaction, including deposit checks or pay loans, online.

Lower your Payment with a Payment Saver Auto Loan

Learn how you can avoid the negative equity treadmill, get all of the flexibility and benefits of vehicle ownership, and free-up more cash in your budget.

Teacher of the Week Awarded!

Congratulations to Mr. Randy Vanderwarker, Custodian at the North Warren Central School in Chestertown!

TCT No Closing Costs Home Equity Special

TCT is hiring - Careers at TCT

Drive Down Your Rate - Refinance

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