UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed on Saturday, May 25 & Monday, May 27 for Memorial Day.  You can do many banking transactions with DIY Banking.

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Credit Cards

Compare Your Card and Save

TCT's VISA Platinum Credit Card offers fixed low rates (a late payment won't increase your APR), No Annual Fee, and UChoose Rewards® — with a cashback option, and more. Add your TCT credit card to the digital wallet app on your phone and you’re ready to "tap & go".

Low Purchase Rates

  • No Annual Fee
  • Fixed Rates as low as 8.96% APR*
  • Earn UChoose Rewards on your purchases

     Apply Now

Balance Transfer Rates

  • No Balance Transfer Fee 
  • Fixed rates range from 6.96% – 14.96% for the life of the balance, based on creditworthiness.

      Transfer A Balance

*Annual Percentage Rate (APR) when you open your account, the rate is based on creditworthiness. Credit restrictions apply. All rates are subject to change without advance notice. 


TCT VISA Platinum Card Features
Rewards for Purchases UChoose Rewards® is a program that earns you 1.5 points for every $1.00 you spend using your TCT FCU credit card. All TCT FCU VISA® credit cards with rewards are automatically enrolled in the program. You can redeem your points for cashback or toward anything from our huge online rewards catalog.
Zero Liability Protection You won't be held responsible for unauthorized charges made with your card or account information.
EMV Chip & Digital Wallet-Enabled An extra layer of security is provided when used in a chip card reader.  "Tap and go" with the digital wallet app on your smartphone.
Fixed Rates Paying late won't increase your Annual Percentage Rate (APR)


Share Secured Visa Credit Card

If you're looking to improve your credit score or build your credit history, a TCT Share Secured Visa® can help. 

Enjoy a credit line of $500 to $4,000 secured by money you deposit in a share savings account. Make your credit card payments on time each month and you'll start to see your credit improve. You can also earn uChoose Rewards® on your purchases. Now that’s a win-win!

Open a TCT Share Secured Visa today! You can apply now or contact us for more information.

 Apply Now


Manage your Credit Card from the TCT Mobile Banking app

Select 'Card Controls' from the TCT Mobile Banking app menu to set up transaction alerts, and credit card controls, and to turn your card on and off.

Select ‘TCT Credit Card Access’ from the ‘Accounts’ menu option to activate your card, set up e-statements, manage your credit card payments, view your balance, transactions, minimum payment due, set up balance alerts, and view and redeem new UChoose Rewards.

Access Your Credit Card Online


24/7 Card Activation and Cardholder Service

Call 1-800-270-3603 (toll-free U.S.) or 531-233-6260 (International) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.

View TCT Credit Card Application and Disclosure


Ask about a TCT Visa Credit Card
Completion of this information request form does not constitute a loan application.
* Required Fields
TCT Branch Location of Preference:
Do you have balances you'd like to transfer to your TCT Visa?
Do Not Include Card or Account Information.
For account-related questions or transfer requests, please send us a secure message after logging into Online/Mobile Banking.
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Your journey to financial wellness begins here.

Through our partnership, everyone who contacts GreenPath receives a free financial counseling session. Let’s make your financial goals happen, together.


Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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