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Visa Platinum Credit Card
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Compare your card and save

Our VISA Platinum Credit Card offers fixed low rates, Scorecard Rewards, and no annual fee.


Purchase Rates as low as 8.96% Fixed APR* 

  • No Annual Fee
  • Fixed Rates

     Apply Now

Balance Transfer Rate as low as 6.96% Fixed APR

  • No Balance Transfer Fee 
  • Fixed Rates from 6.96% to 14.96% for the life of the balance, based on creditworthiness

      Transfer A Balance

Visa Platinum Credit Card Info Sheet

*Annual Percentage Rate (APR) when you open your account, the rate is based on creditworthiness. Credit restrictions apply. All rates are subject to change without advance notice. 


TCT Credit Card App iconManage your Credit Card from your smartphone.

The TCT Credit Card App allows you to pay your credit card, view your balances, payments, and transaction history. Plus, with the app, you can fend off fraud by turning your card ON or OFF and set up customizable alerts. If you have enrolled in eZCard online you can simply download the app onto a mobile device and log in using your eZCard credentials. You must enroll your card online at before using the app.


or call for your VISA balance: 1-800-872-1712

Download on the App Store Get the Android app on Google Play


View TCT Credit Card Application and Disclosure

TCT VISA Platinum Card Features:

Rewards for Purchases

With Scorecard Rewards, you have options — you can redeem your points to erase recent purchases, use them during the PayPal checkout process, or purchase name-brand merchandise, travel, experiences, and other valuable services. BROWSE SCORECARD REWARDS

Zero Liability Protection

You won't be held responsible for unauthorized charges made with your card or account information.

EMV Chip-Enabled 

An extra layer of security is provided when used in a chip card reader.  

Emergency Card Replacement and Cash Disbursement 

Provides the cardholder with an emergency VISA card replacement and emergency cash disbursement if your card is lost or stolen. 

Fixed Rates

Paying late won't increase your APR

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. Coverage is secondary to your personal insurance. 

No-Cost Travel Accident Insurance up to $150,000

Purchase travel tickets with your card on any common carrier (air, land, or sea) and you're covered in the event of an accident or loss. 

Ask about a TCT Visa Credit Card
Completion of this information request form does not constitute a loan application.
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Manage Your VISA Card at eZCardInfo .com

“I can't wait to have all of my debts consolidated into one payment with TCT's VISA!”

— Katy B.

Have Questions

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