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Visa Platinum Credit Card
Home > Borrow > Credit Cards > Visa Platinum Credit Card

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TCT's VISA Platinum Credit Card offers Fixed low Rates (a late payment won't increase your APR), No Annual Fee, and Scorecard Rewards™ — which can be used to "erase" purchases, as payment during the PayPal® checkout process, to purchase name-brand merchandise, and more.


Low Purchase Rates

  • No Annual Fee
  • Fixed Rates as low as 8.96% APR*

     Apply Now

Balance Transfer Rates

  • No Balance Transfer Fee 
  • Fixed rates range from 6.96% – 14.96% for the life of the balance, based on creditworthiness.
  • Earn Scorecard Rewards on your transferred balance

      Transfer A Balance

Visa Platinum Credit Card Info Sheet

*Annual Percentage Rate (APR) when you open your account, the rate is based on creditworthiness. Credit restrictions apply. All rates are subject to change without advance notice. 


TCT Credit Card App iconManage your Credit Card from your smartphone.

The TCT Credit Card App allows you to pay your credit card, view your balances, payments, and transaction history. Plus, with the app, you can fend off fraud by turning your card ON or OFF and set up customizable alerts. If you have enrolled in eZCard online you can simply download the app onto a mobile device and log in using your eZCard credentials. You must enroll your card online at before using the app.


or call for your VISA Balance: 1-800-872-1712

Download on the App Store Get the Android app on Google Play


View TCT Credit Card Application and Disclosure

TCT VISA Platinum Card Features:

Rewards for Purchases and Balance Transfers

With Scorecard Rewards, you have options — you can redeem your points to erase recent purchases, use them during the PayPal checkout process, or purchase name-brand merchandise, travel, experiences, and other valuable services. BROWSE SCORECARD REWARDS

Zero Liability Protection

You won't be held responsible for unauthorized charges made with your card or account information.

EMV Chip-Enabled 

An extra layer of security is provided when used in a chip card reader.  

Emergency Card Replacement and Cash Disbursement 

Provides the cardholder with an emergency VISA card replacement and emergency cash disbursement if your card is lost or stolen. 

Fixed Rates

Paying late won't increase your APR

Travel Insurance

Travel insurance comes standard.



Ask about a TCT Visa Credit Card
Completion of this information request form does not constitute a loan application.
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TCT Personal Loan Special
Manage Your VISA Card at eZCardInfo .com

“I can't wait to have all of my debts consolidated into one payment with TCT's VISA!”

— Katy B.

Have Questions

Want to learn more about our Visa credit cards? Let's connect!

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