Compare Your Card and Save
TCT's VISA Platinum Credit Card offers fixed low rates (a late payment won't increase your APR), No Annual Fee, and UChoose Rewards® — with a 1.5% cashback option, and more.
Add your TCT credit card to the digital wallet app on your phone and you’re ready to "tap & go", Apple Pay, Google Pay, and Samsung Pay-enabled, all on one card!
Low Purchase Rates
- No Annual Fee
- Fixed Rates as low as 8.96% APR*
- Earn UChoose Rewards on your purchases with a 1.5% cashback option
Balance Transfer Rates
- No Balance Transfer Fee
- Fixed rates range from 6.96% – 14.96% for the life of the balance, based on creditworthiness.
*Annual Percentage Rate (APR) when you open your account, the rate is based on creditworthiness. Credit restrictions apply. All rates are subject to change without advance notice.
Manage your Credit Card from the TCT Mobile Banking app
Select 'Card Controls' from the TCT Mobile Banking app menu to set up transaction alerts, and credit card controls, and to turn your card on and off.
Select ‘TCT Credit Card Access’ from the ‘Accounts’ menu option to activate your card, set up e-statements, manage your credit card payments, view your balance, transactions, minimum payment due, set up balance alerts, and view and redeem new UChoose Rewards.
24/7 Card Activation and Cardholder Service
Call 1-800-270-3603 (toll-free U.S.) or 531-233-6260 (International) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
View TCT Credit Card Application and Disclosure
TCT VISA Platinum Card Features
| Rewards for Purchases |
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| Zero Liability Protection |
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| EMV Chip & Digital Wallet-Enabled |
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Fixed Rates |
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All About Credit Articles
- Choosing the credit card that's right for you
- Best Practices for Using a Credit Card
- Building Credit
- How to obtain a good credit score
- What is my Credit Score?
- It’s a Good Idea to Check your Credit Report Regularly
