Heading south for the winter? TCT can help.
If you’re ready to escape the cold, discover new adventures, and meet new people, the snowbird lifestyle may be right for you. As a TCT Snowbird, you can enjoy a warm climate while staying connected to your accounts and banking services wherever you are.
Convenient Digital Banking, the TCTFCU Cards App, and online DIY services make it easy to manage your accounts and cards. Plus, hundreds of CO-OP Shared Branches and thousands of surcharge-free ATMs provide access to services and cash where you need it.
Convenient Services Wherever Your Travels Take You
Your TCT Debit Card makes it easy to get cash without the extra fees.
TCT Members have access to more than 92,000 surcharge-free ATMs in the Allpoint, CO-OP, and Dolphin networks across the country and internationally.
CO-OP Shared Branching provide convenient in-person services at over 5,500 participating credit union locations.
You can make deposits, withdrawals, transfers, and loan payments (excluding mortgages).
Just bring your TCT member number and a valid ID.
Learn More About Shared Branching
Access Your Accounts Anywhere
With Digital Banking you can deposit checks, pay loans, transfer funds between TCT accounts and from another bank, pay bills, pay people, apply for a loan, open an account, and more.
Not already enrolled? Register for Digital Banking
Control Your Cards
The TCTFCU Cards App can help protect you against card fraud with real-time transaction alerts. You can also turn your cards on or off, set a travel plan, report a missing card, request a replacement, and control where and how your card is used.
But before you pack your bags, it’s important to update your address with TCT.
Whether you embrace the snowbird lifestyle or just travel occassioanlly, it’s important to let TCT know your travel plans.
To Update Your Address
Log in to Digital Banking and complete the Address Change Form.
Not a Digital Banking User? Complete Address Change Webform
For shorter travel plans, place a Travel Notice.
Set a travel plan in the TCTFCU Cards App or notify TCT of your itinerary by sending a secure message in digital banking or calling us during regular business hours at 800-721-8288.
| Day | Lobby & Drive-thru Hours |
|---|---|
| Monday – Friday | 9:00 – 5:00 |
| Saturday | 9:00 – 12:00 |
Your friendly and knowledgeable TCT staff are just a phone call away and ready to serve your financial needs wherever you are.

TCT Insurance Discounts
TCT partners with TruStage/Liberty Mutual to offer our members insurance discounts on Auto, Home, and Life Insurance to help protect their investments with affordable rates to fit their budget.

Easy & Affordable Estate Planning
TCT Members can secure their legacies and save 20% on any online estate plan through our partner Trust & Will. A leader in online estate planning, they have helped over half a million families get peace of mind.

DIY Banking
You can do almost any banking transaction online, including Transfer Money, Pay TCT, Deposit Checks, Enroll in Digital Banking, Open an Account, Apply for a Loan, and Pay People.





