Lending made easy
Whether you want to ride the waves or hit the trails, TCT is the place to go for affordable financing. We offer lending options for ATVs, UTVs, dirt bikes, personal watercraft, snowmobiles and more. Choose from a variety of competitive rates and terms to meet your needs. With fast local decisions, we make it easy to get going.
|Term||APR* (Rates as low as)||Monthly Payment per $1000|
|UP TO 5 MODEL YEARS|
|3 Year (36 month)||7.99%||$31.34|
|4 Year (48 month)||8.99%||$24.88|
|5 Year (60 month)||9.99%||$21.25|
Interest Rates are quoted using the lowest Annual Percentage Rate (APR) available. Your individual credit qualifications will determine your rate and term.
The disclosed rates include a .25% rate discount for automatic payment from a TCT checking account or payroll deduction.
Under the Credit Union’s guidelines for lending and the purposes of this rate sheet, sport craft vehicles are defined as all terrain or all purpose vehicles, snowmobiles, dirt bikes, and personal water craft.
TCT FCU requires collision and comprehensive insurance on all vehicle loans.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
Yes. We offer both fixed and variable rate options to either purchase or refinance your home.
No. We do not offer business loans at this time. We offer business savings and checking accounts.