No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
It’s easy to enroll in Pay Bills. Just log in to your account and click the "Bill Pay" link to access the short enrollment form.
No. Not at this time.
No. Not at this time.
Items available for immediate cash availability include cash, treasury checks, state/government checks, postal money orders, Federal Reserve checks and payroll checks under $2,500. All other checks will receive holds, regardless of their dollar amount. Holds will match TCT’s existing Funds Availability policy. Since each credit union’s Funds Availability policy is different, guest members processing transactions at TCT need to check with their credit union for any check hold questions.
Cash deposits are unlimited at shared branches. The maximum daily cash withdrawal at shared branches across the U.S. vary because they're set by the member’s credit union and the participating credit union.
All international credit union deposit transactions will be processed as cash and members will be required to make deposits using the local currency. International checks will not be permitted.
You may Open an Account online, or by visiting one of our branches. If a current TCT Member has referred you to join, enter their name in the ‘Who Referred You’ field, and you’ll both earn $5 referral rewards upon account opening. You can also visit your local branch to join TCT Federal Credit Union.
Please note: If you have questions about your TCT accounts, please log in to Online/Mobile Banking and click on the Envelope Icon near your name to send us a Secure Message. Confidential or personal information such as account numbers should not be communicated via standard email.
There are three ways to apply for a TCT loan. Apply online, apply over the phone or visit any TCT branch to apply in person.
The primary or joint member can change their address on the account by any of the following five methods: 1) within the security of our online banking platform, 2) by signing an address change form at any of our branches or available online, 3) by mailing us a signed request in writing, 4) by emailing us at itsgreattocu@tctfcu.org or 5) by calling us at 1-800-721-8288.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
- About TCT Federal Credit Union
- ATM Questions
- Banking Remotely
- Card Compromise Questions
- Checking Questions
- Credit Card Questions
- Credit Questions
- Debit Card Questions
- Direct Deposit
- Financial Literacy Questions
- General Product and Service Questions
- IRA Questions
- Loan Questions
- Mobile Banking Questions
- Online Banking Conversion Questions
- Online Banking Questions
- Pay Bills Questions
- Payment Saver Auto Loan Questions
- Savings Account Questions
- Scams, Fraud & Security FAQs
- School Banking Questions
- Share Certificate Questions
- Shared Branching FAQs
- Student Loan Refinance Questions
- Teacher of the Week
- Trusts & Wills FAQs
- Visa Prepaid Cards





