No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
It’s easy to enroll in Pay Bills. Just log in to your account and click the "Bill Pay" link to access the short enrollment form.
Login to Online or Mobile Banking.
Click the gear icon for 'Account Settings' near your name.
Click on 'Account Alerts', then you can choose to ‘Delete Alert’ by clicking on the trash can icon. Then you can click the button to 'Add Alert'.
1. Log in to online banking
2. Click on the gear icon 'Account Settings’ located near your name.
3. Click on ‘Account Alerts’
4. Click ‘Add Alert’.
5. Select from available Alert Types including:
- ACH Transaction
- ATM Transaction
- Balance Above
- Balance Below
- Bill Payment Processed
- Check Cleared
- Daily Balance
- Payment Due
6. Choose how you would like to receive the alert by either 'SMS' or 'Email' or both.
7. Click 'Add New Alert'
If your employer offers direct deposit, provide your Payroll or Human Resources Department our credit union’s routing number, 221374984, and your account number as shown in your Online/Mobile Banking.
TCT also provides a Direct Deposit form for your convenience. You will need to return it to your employer’s Human Resources Dept.
We do offer home equity loans and HELOC (home equity lines of credit) for your home. TCT no longer offers home purchase loans.
The new online banking system shows pending debit card transactions, 12 months of transaction history, and real-time alerts and deposits.
NEW FEATURES
View Pending Transactions
12 Months Transaction History
View your Loan Rate
View your TCT Credit Card Balance
View eNotices
New DIY page
Engage in Real-time
Real-time Transaction Alerts
Real-time Mobile Deposits (during business hours)
Enhanced Account Verification Security
You may Open an Account online, or by visiting one of our branches. If a current TCT Member has referred you to join, enter their name in the ‘Who Referred You’ field, and you’ll both earn $5 referral rewards upon account opening. You can also visit your local branch to join TCT Federal Credit Union.
Please note: If you have questions about your TCT accounts, please log in to Online Banking and click on 'Communications' to send us a secure message. Confidential or personal information such as account numbers should not be communicated via standard email.
There are three ways to apply for a TCT loan. Apply online, apply over the phone or visit any TCT branch to apply in person.
The primary or joint member can change their address on the account by any of the following five methods: 1) within the security of our online banking platform, 2) by signing an address change form at any of our branches or available online, 3) by mailing us a signed request in writing, 4) by emailing us at itsgreattocu@tctfcu.org or 5) by calling us at 1-800-721-8288.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
- About TCT Federal Credit Union
- ATM Questions
- Banking Remotely
- Card Compromise Questions
- Checking Questions
- Credit Card Questions
- Credit Questions
- Debit Card Questions
- Direct Deposit
- Financial Literacy Questions
- General Product and Service Questions
- IRA Questions
- Loan Questions
- Mobile Banking Questions
- Online Banking Conversion Questions
- Online Banking Questions
- Pay Bills Questions
- Payment Saver Auto Loan Questions
- Peace of Mind Checking Questions
- Savings Account Questions
- Scams, Fraud & Security FAQs
- School Banking Questions
- Share Certificate Questions
- Student Loan Refinance Questions
- Teacher of the Week
- Visa Prepaid Cards