Contact Us to Request a Virtual Meeting or Visit One of Our Branches Today!
At TCT Federal Credit Union, we welcome you to visit any of our convenient branch locations in Saratoga County, NY and surrounding areas for in-person service. Our team can assist you with opening accounts, applying for loans, refinancing a mortgage, and handling complex transactions. Each branch is equipped with a 24-hour ATM for your convenience.
We're here to assist you whether you have a question, comment, or feedback. We look forward to hearing from you. Our friendly and knowledgeable Member Solutions Advisors are ready to answer your call. Joining TCT is easy! You can open an account online in just a few minutes or stop by any of our branches. Learn more about membership eligibilty.
Call Us: 1-800-721-8288
After Business Hours Support;
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Press (1) to leave us a general message, and we will return your call as soon as possible.
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Press (2) to be connected to our Automated Phone Teller.
After-Hours Support:
800-270-3603 for Credit Cards
833-212-6758 for Debit Cards
Report Suspected Fraud
Report Suspected Identity Theft
Branch | Branch Address | Phone # | FAX # |
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Ballston Spa (Milton/Main) | 416 Rowland Street Ballston Spa, NY 12020 |
1-800-721-8288 | 518-884-7094 |
Cambridge | 17 Gilbert Street Cambridge, NY 12816 |
1-800-721-8288 | 518-677-2677 |
Clifton Park | 520 Vischer Ferry Road Clifton Park, NY 12065 |
1-800-721-8288 | 518-383-0107 |
Queensbury | 4 Hunter Brook Lane Queensbury, NY 12804 |
1-800-721-8288 | 518-793-2177 |
Secure Message
Send us a secure message by logging in to TCT Mobile or Online Banking and selecting Messages. Best for account questions or transaction requests.
Request a Virtual Meeting
Select a date and time to meet virtually with a Member Service Specialist using your computer or mobile device.
form Electronic Forms
Many tasks can be completed at your convenience via TCT e-Forms. You can change your address/name, dispute a debit card transaction, and pay off your loan, just to name a few.
Contact TCT's Supervisory Committee with questions or comments at P.O. Box 110, Schuylerville, NY 12871. Please do not enclose any money or withdrawal requests.

DIY Banking
You can do almost any banking transaction online, including Transfer Money, Pay TCT, Deposit Checks, Enroll in Online Banking, Open an Account, Apply for a Loan, and Pay People.