Need a little extra cash this time of year?
With TCT's Skip-A-Payment option, you can request to skip your loan payment on qualified loans in November or December. You must submit your Request to Skip before your payment is due.
Loan Types Eligible for Skip-A-Payment:
- Auto Loans (excluding Payment Saver Auto Loans),
- Personal Loans,
- Personal Line of Credit,
- Overdraft Line of Credit, and
- Share Secured Loans
- There is a $30 fee per loan skipped.
- Only one payment may be skipped per loan from November 1 - December 31.
- You must submit your request to skip before payment is due.
If you're delinquent in your loan payments — or expect to be — the best thing to do is to contact us right away.
While it can be stressful and overwhelming to contact your lender(s), early communication puts you in a positive light. Foreclosure or repossession is very costly for a lender, and we would generally prefer to help you get back on track to keep your home or vehicle. When contacting your lender(s) be honest. Describe your situation and know how much money you have available to make payments – do not agree to a payment that is not feasible with your current budget.
As a member of TCT, you can take advantage of the GreenPath Financial Wellness program, a free financial education, and counseling program.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.