This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
TCT FCU TCT FCU Go to main content
Membership Perks
Home > Membership > Membership Perks

Added value adds up.

Take advantage of all the discounts and membership perks that come with your TCT membership.



Your Path to a Bright Financial Future Begins Here…

TCT Members have free access to GreenPath’s financial experts to guide them through life’s financial challenges. GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives. They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.

GreenPath offers personalized assistance with:




Turbo Tax Discount

TCT Federal Credit Union has teamed up with TurboTax to save you up to $15 on TurboTax Federal products. Plus, as a TurboTax online customer, you'll receive a FREE credit score and exclusive tips and tools to help you reach your financial goals.

Start for free, Pay only when you file


Love to Shop Discount

Earn cash back for every purchase made from the Love to Shop online mall with more than 1,500 online merchants including top national merchants such as Target, Best Buy, Home Depot, Lowes, The Apple Store and more. Every time you earn $15 or more in cash back from your purchases, you’ll receive a check for the cash back you earned!

Register now to start shopping and earning cash back 


sprint credit union member cash rewards Program

TCT members get:
$100 Cash Reward for each new line activated with Sprint*
$50 Cash Reward for each line transferred into Sprint Credit Union Member Cash Rewards*
Plus, an annual $50 Loyalty Cash Reward every year for each line activated or transferred*
TCT members are eligible for 25% off accessories in store.
*3 lines total, includes all activated and transferred lines

Register Today



New York Online Defensive Driving Course Discount

TCT Members can save 10% on car insurance for three years by completing the New York Online Defensive Driving Course. Completing this course will also reduce your active driver violation point total by up to four points. Once you’ve taken the course, present the certificate of completion to your insurance company. No quote or insurance change is required.



TruStageAuto and Home Insurance Discount

If you haven't compared auto or home insurance rates lately, it's a great time to request an insurance quote. You could save hundreds with your TCT Member Discount from the TruStage Auto & Home Insurance Program.


or Contact our dedicated Liberty Mutual Insurance Representative, Kevin Simon: 1-518-243-1124

TruStage™ Auto and Home Insurance program are offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-4AA6


TruStage Life Insurance Discount

We offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage? TruStage life insurance plans and policies offer affordable rates to fit your budget. They provide excellent coverage, underwritten by CMFG Life Insurance Company.


or call 1-855-612-7909 for more information

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. LIFE-1112-8F55


TruStage™ Accidental Death & Dismemberment INSURANCE

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $3000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-225E


Loan Rate Discount

TCT offers all new members a .25% loan rate discount on loans taken within your first 30 days of membership. Plus, you can receive an additional .25% rate discount when you enroll in automatic loan payments from a TCT checking account or payroll deduction. Please note: Real estate, credit cards, student loans and revolving lines of credit do not qualify for rate discounts.



Member Referral Program

Each time you refer a family member or eligible coworker to join TCT, we’ll reward you with a $5 deposit to your account. It’s our way of saying 'Thank You' for sharing your TCT experience.

Know someone who is interested in joining? 

Visit your local branch to pick up a referral slip that you can give them.


Go to main navigation

More services offered at your local branch


Allpoint logo

TCT has partnered with Allpoint, the nation's largest ATM network to bring you over 55,000 surcharge-free ATMs.



Love my CU All Bundle

Click to Get Discounts on Love My Credit Union Rewards Products

Have Questions

Want to learn more about the added benefits of TCT membership? Let's connect!

Send a Message     Stop by a Branch     Give Us a Call


Get the latest articles and announcements in your inbox
Sign Up