UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed on Saturday, May 25 & Monday, May 27 for Memorial Day.  You can do many banking transactions with DIY Banking.

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Personal Loans

A Personal Loan or Line of Credit can help when you need it.

Even if you've managed to set aside some funds for an emergency, you can't always be prepared for life's twists and turns. At TCT, we're here to help when you need it most. TCT offers competitive rates with fast, personal, and confidential service.

To get started you can apply today or complete the form below and one of our Member Service Specialists will reach out to learn more about your financing goals.



Personal Loan

Personal Loans come in handy when you have a large expense that may take a little longer to pay off than a credit card purchase. 

  • Minimum $500, Maximum $30,000
  • Terms up to 5 years

Personal Line of Credit

Our personal credit lines offer you peace of mind when you're faced with unexpected costs. 

  • Minimum $500, Maximum $20,000
  • Advances made in $100 increments
  • APR as low as 8.96% APR*

Personal Loan Rates
Term APR (Rates as low as)Monthly Payment per $1,000
3 Year (36 month) 7.24% $30.99
5 Year (60 month) 9.24% $20.88
Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.

Ask about a Personal Loan
Completion of this information request form does not constitute a loan application.
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VISA® Platinum Credit Card

Not all cards are created equal. We think ours is pretty great, and we think you will too. No annual fee, No balance transfer fee, Cashback Rewards, and Fixed low rates – means your rate won't go up.




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Get More Value with Your Checking

Peace of Mind Checking provides extraordinary checking benefits PLUS extras that help protect you and your lifestyle.

Learn more

Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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