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Personal Loans
Home > Borrow > Other Loans > Personal Loans

A Personal Loan or Line of Credit can help when you need it

Even if you've managed to set aside some funds for an emergency, you can't always be prepared for life's surprises. At TCT, we're here to help when you need it most. TCT offers low rates with fast, personal and confidential service.

Rates as low as 2.99% APR** with a 12-month term available July 1 — September 30, 2019.

Personal Loan

Personal Loans come in handy when you have a large expense that may take a little longer to pay off than a credit card purchase. 

  • Minimum $500, Maximum $30,000
  • Terms up to 5 years

Personal Line of Credit

Our personal credit lines offer you peace of mind when you're faced with unexpected costs. 

  • Minimum $500, Maximum $20,000
  • Advances made in $100 increments
  • APR as low as 8.96% APR*

12 MO.

APR as low as

Personal LOC

APR as low as


Overdraft LOC

APR as low as


Ask about a Personal Loan
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**Annual Percentage Rate (APR) for this loan special is as low as 2.99% APR for up to 12 month term and includes a 0.25% APR discount for automatic payment through a TCT checking account or payroll deduction. Minimum loan amount $500, maximum loan amount $20,000. A sample payment based on the disclosed rate of 2.99% APR for a 12-month term and $1,000 loan amount, the monthly principal and interest payment would be $84.70. Limited time offer available July 1 — September 30, 2019. **Interest will accrue during the optional 90-day deferment period. Financing is available to TCT Federal Credit Union members only, for membership eligibility call for details. This credit union is federally insured by the National Credit Union Administration.

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