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Personal Loans
Home > Borrow > Other Loans > Personal Loans

A Personal Loan or Line of Credit can help when you need it.

Even if you've managed to set aside some funds for an emergency, you can't always be prepared for life's twists and turns. At TCT, we're here to help when you need it most. TCT offers low rates with fast, personal, and confidential service. 

Personal Loan Special:

Debt Consolidation Special - available through February 28, 2021

Take 1.00% OFF 3- and 5-year Personal Loans when you consolidate your higher-interest debt from another lender.

To get started you can apply online, complete the form below, or request to call or meet virtually with one of our Member Service Specialists about your financing goals.

Apply Today

Personal Loan

Personal Loans come in handy when you have a large expense that may take a little longer to pay off than a credit card purchase. 

  • Minimum $500, Maximum $30,000
  • Terms up to 5 years

Personal Line of Credit

Our personal credit lines offer you peace of mind when you're faced with unexpected costs. 

  • Minimum $500, Maximum $20,000
  • Advances made in $100 increments
  • APR as low as 8.96% APR*

Personal Loan Rates
TermAPRMonthly Payment per $1,000
3 Year (36 month) 5.99%  4.99%** $29.96
5 Year (60 month) 7.99%  6.99%** $19.80
Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.

**Debt Consolidation Loan Special: This limited time special is offered from January 6 - February 28, 2021. Receive a 1.00% rate discount off our 3 yr. and 5-year Personal Loan Rates when the entire loan proceeds are being paid to other creditors. No TCT loan payoffs allowed. Cannot be combined with another loan special.

APR = Annual Percentage Rate, Interest rates are quoted using the lowest rate available, Your individual credit qualifications will determine rate and term.

 

Ask about a Personal Loan
Completion of this information request form does not constitute a loan application.
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