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Personal Loans
Home > Borrow > Other Loans > Personal Loans

A Personal Loan or Line of Credit can help when you need it.

Even if you've managed to set aside some funds for an emergency, you can't always be prepared for life's twists and turns. At TCT, we're here to help when you need it most. TCT offers low rates with fast, personal, and confidential service. 

Debt Consolidation Loan Special
**For a limited time; May 15 - July 31, 2020, we are offering a 1.00% rate discount off our 3- and 5-year Personal Loan Rates when the entire loan proceeds are paid to other creditors. No TCT loan payoffs allowed. 

To get started, you can apply online, or complete the form below, or call and request to speak with one of our Member Service Specialists about your refinancing goals.

Personal Loan

Personal Loans come in handy when you have a large expense that may take a little longer to pay off than a credit card purchase. 

  • Minimum $500, Maximum $30,000
  • Terms up to 5 years

Personal Line of Credit

Our personal credit lines offer you peace of mind when you're faced with unexpected costs. 

  • Minimum $500, Maximum $20,000
  • Advances made in $100 increments
  • APR as low as 8.96% APR*

12 MO.

APR as low as


Personal Loans
36 Mo.

APR as low as


Personal LOC

APR as low as


Overdraft LOC

APR as low as



Ask about a Personal Loan
Completion of this information request form does not constitute a loan application.
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