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A Personal Loan or Line of Credit can help when you need it.
Even if you've managed to set aside some funds for an emergency, you can't always be prepared for life's twists and turns. At TCT, we're here to help when you need it most. TCT offers low rates with fast, personal, and confidential service.
To get started you can apply online, complete the form below, or request to call or meet virtually with one of our Member Service Specialists about your financing goals.
Personal Loan
Personal Loans come in handy when you have a large expense that may take a little longer to pay off than a credit card purchase.
- Minimum $500, Maximum $30,000
- Terms up to 5 years
Personal Line of Credit
Our personal credit lines offer you peace of mind when you're faced with unexpected costs.
- Minimum $500, Maximum $20,000
- Advances made in $100 increments
- APR as low as 8.96% APR*
| Personal Loan Rates | ||
| Term | APR (Rates as low as) | Monthly Payment per $1,000 |
| 1 Year (12 month) | 4.99%** | $85.74 |
| 3 Year (36 month) | 6.99% | $30.95 |
| 5 Year (60 month) | 8.99% | $20.82 |
| Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000 The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account. | ||
| **This loan special is available for a limited time, must apply May 8, 2023 − September30, 2023. | ||
