- About TCT Federal Credit Union
- ATM Questions
- Banking Remotely
- Card Compromise Questions
- Checking Questions
- Credit Card Questions
- Credit Questions
- Debit Card Questions
- Direct Deposit
- Financial Literacy Questions
- General Product and Service Questions
- IRA Questions
- Loan Questions
- Mobile Banking Questions
- Online Banking Conversion Questions
- Online Banking Questions
- Pay Bills Questions
- Payment Saver Auto Loan Questions
- Savings Account Questions
- Scams, Fraud & Security FAQs
- School Banking Questions
- Share Certificate Questions
- Student Loan Refinance Questions
- Teacher of the Week
- Visa Prepaid Cards
To report a Lost or Stolen Debit Card or Credit Card: 1-800-721-8288
If you have misplaced your debit card, you can turn your debit card off using TCT’s mobile banking app. You will need your card's 16 digits and CVV to register the card with TCT Card Controls. (You will be prompted to download the TCT Card Controls app the first time you click on the menu option.)
Cash Limits:
$1,010 cash withdrawal limit per day (inclusive of any surcharges)
$5,000 point of sale limit per day
$5,000 online purchase limit per day
$6,010 aggregate (total) per day
Swipe Limits:
10 ATM swipes per day
25 Point of sale swipes per day
25 Aggregate (total) swipes per day
How can I monitor my debit card use?
We recommend debit cardholders click on Card Controls in TCT’s Mobile Banking App to add their cards. Find the menu option that says Card Controls. From there, you can turn on real-time alerts when your debit card is used or declined. You can also set controls over the usage of your card and even turn the card on or off. You will need your card's 16 digits and CVV to register the card with TCT Card Controls. (You will be prompted to download the TCT Card Controls app the first time you click on the menu option.)
Yes, with the new EMV chip technology TCT's debit card is secure for use internationally. International transactions are subject to a competitive 1% foreign transaction fee. Access cash surcharge-free at Allpoint ATMs located internationally. Locate an ATM
IMPORTANT: Please notify TCT when and where you will be traveling. We can place a travel notice on your account to help you avoid blocked debit or credit card.
The terms 'debit card' and 'check card' mean the same thing. A debit card is used to withdraw money from your checking account the same as a check would; therefore, it debits your account. It can be used to make purchases at any retail establishment that displays the VISA logo.
TCT members age 16-17 are eligible for a debit card. Members between the ages of 12-15 may have a debit card with management approval. It is important to note that a minor requesting to open a checking account is required to have a parent or legal guardian joint on the checking account.
