Your Fantastic Future, Faster.
Everything we make goes back to our owners—you. That means lower fees, better rates, and a trusted financial partner that helps turn your financial goals into fantastic realities, faster. At TCT, we are local enough to know you, and structured with you in mind, to help you reach your goals, quicker.
Originally, Tri-County Teachers Federal Credit Union, TCT Membership is now accessible to those in the Saratoga, Warren and Washington Counties, and beyond.
Most of our members become eligible to join TCT in one of three ways.
Immediate family member of a current TCT Member (or someone currently eligible)?
Immediate family members are defined as spouse, children, parents, siblings, grandparents, grandchildren, and household members who live with you.
Belonging to one of our many Member Groups, including over 70 school districts' faculty and staff.
An immediate family member of a Student, or a Student yourself, at one of the following schools:
- Ballston Spa Central School
- Cambridge Central School
- Lake George Central School
- Stillwater Central School
- SUNY Adirondack
Every TCT Member starts with a Share Savings Account. If you're ready to join TCT, let's get started. Open your account online today!
Prefer to open your account in person? Complete the form below and we will be happy to schedule your account opening appointment.
Questions?
While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly assistance, stop by one of our branches, or request to meet virtually with a member of our staff.





