This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
TCT FCU TCT FCU Go to main content
Join TCT
Home > Membership > Join TCT

Your Fantastic Future, Faster.
Everything we make goes back to our owners—you. That means lower fees, better rates, and good honest advice that helps turn your financial goals into fantastic realities, faster.  Small enough to know you, but big enough to help you get there quicker.

Am I eligible to join TCT?

Most of our members became eligible to join TCT in one of three ways.

1. Are you an immediate family member of a current TCT Member (or currently eligible)?

Immediate family members are defined as spouse, children, parents, siblings, grandparents, grandchildren, and household members who live with you.

2. Are you an employee or belong to one of our Member Groups?

3. Are you an immediate family member of a student, or a student yourself, at one of the following schools?

Ballston Spa Central School
Cambridge Central School
Lake George Central School
Stillwater Central School
SUNY Adirondack 



Complete the form below and we will contact you to schedule your account opening appointment. You will need to present your valid photo ID to open your account.

Ask about joining TCT
* Required Fields
Preferred method of contact:
TCT Branch Location of Preference:
Account Services (please check all that you are interested in):
Security Code:


While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.

Go to main navigation
Who We Are Video

fall auto loan sale


Want to learn more about TCT membership? Let's connect!



Get the latest articles and announcements in your inbox
Sign Up