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Your Fantastic Future, Faster.
Everything we make goes back to our owners—you. That means lower fees, better rates, and good honest advice that helps turn your financial goals into fantastic realities, faster.  Small enough to know you, but big enough to help you reach your goals quicker.

Am I eligible to join TCT?

Most of our members became eligible to join TCT in one of three ways.

1. Are you an immediate family member of a current TCT Member (or someone currently eligible)?

Immediate family members are defined as spouse, children, parents, siblings, grandparents, grandchildren, and household members who live with you.

2. Are you an employee or belong to one of our Member Groups?

3. Are you an immediate family member of a student, or a student yourself, at one of the following schools?

Ballston Spa Central School
Cambridge Central School
Lake George Central School
Stillwater Central School
SUNY Adirondack 



Every TCT Member starts with a 'Share Savings' Account. If you're ready to join TCT, let's get started. Open your account online today!


Prefer to open your account in person? Complete the form below and we will be happy to schedule your account opening appointment.

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While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly assistance, stop by one of our branches, or request to meet virtually with a member of our staff.


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