Your path to a bright financial future begins here.
We all make the best financial decisions with the information we have available to us. The following resources from our partners, as well as our knowledgeable staff, are here for you.
GreenPath Financial Counseling
GreenPath's counselors provide personalized answers based on your individual goals. Free access to financial counseling advice is available to you.
As a valued TCT member, you can receive assistance with:
- Personal and family budgeting
- Understanding your personal credit report and how to improve your score
- Personal money management
- Debt management plan
- Avoiding bankruptcy, foreclosure, and repossession
Understanding Your Credit
We hear the term credit a lot. But what does it really mean and why does it matter? Our partners at GreenPath can help answer questions such as: How is my credit score calculated? How can I improve my credit score?
Financial Wellness Articles
The latest articles from GreenPath’s blog cover diverse topics including dealing with debt, budgeting, student loans, home buying, and other financial wellness topics.
Real Stories Podcast
Hearing others' success stories can inspire action to create your best financial future. Check out the Real Stories Podcast provided by our partner, GreenPath Financial Wellness.
Virtual Financial Coach
Personalized Advice by GreenPath, Powered by eGain
GreenPath's Virtual Financial Coach can help to set you up for success. Virtual Coaching is free, 100% secure, and available 24/7 on both mobile devices and desktops. Simply answer a few questions related to your goals, and the Virtual Financial Coach will provide you with step-by-step guidance and a personalized action plan for getting there.
A Credit Builder Loan or Share-Secured Credit Card are two ways to start building your credit. How it Works: TCT will hold the amount of your credit limit in your account. Your new loan or credit card is reported to the credit bureau(s), along with your payment history and after six months this will help you establish a credit score.
Helping our members save money and improve their financial lives is at the heart of TCT's mission. We partner with GreenPath Financial Wellness to provide all our members with free access to help with budgeting, financial education, and much more. Just another perk of being a TCT Member. Learn More About GreenPath
By cosigning, you lend your name and good credit history to the borrower. Should the borrower fail to make payments, all responsibility for meeting the terms of the loan transfers to you, the cosigner. The loan appears on both the borrower’s and cosigner's credit reports and may affect your ability to qualify for another loan.
It might be tempting to view your 401(k) as a source of emergency funds, but before you dip into your retirement account for cash, you should explore all alternatives. Discuss your options with one of our Member Service Specialists at any branch location or contact our financial wellness partner, GreenPath to discuss your options, free of charge.
Go to main navigation