UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed on Saturday, May 25 & Monday, May 27 for Memorial Day.  You can do many banking transactions with DIY Banking.

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Boat and RV Loans

Make fun affordable

Whether you want to ride the waves or hit the open road, TCT has an option for you to finance your recreational vehicle. Choose from a variety of competitive rates and terms to meet your needs. With fast local decisions, we make it easy to get going. Plus, enjoy no payments for 90 days, and a 0.25% loan rate discount when you set up automatic loan payments from a TCT checking account or payroll deduction.

Boat and RV Loan Rates
TermAPR* (Rates as low as)Monthly Payment per $1000
3 Year (36 month) 5.99% $30.42
5 Year (60 month) 7.24% $19.92
8 Year (96 month) 8.24% $14.26
10 Year (120 month) 9.24% $12.80
15 Year (180 month) 10.75% $11.22
3 Year (36 month) 6.99% $30.88
5 Year (60 month) 8.50% $20.52
10 Year (120 month)*** 10.24% $13.35
15 Year (180 month)**** 11.24% $11.52
*** The 10 Year Term requires a minimum loan amount of $10,000.
**** The 15 Year Term requires a minimum loan amount of $20,000.
Individual credit qualifications may have down payment requirements.

Interest Rates are quoted using the lowest Annual Percentage Rate (APR) available. Your individual credit qualifications will determine your rate and term.

The disclosed rates include a .25% rate discount for automatic payment from a TCT checking account or payroll deduction.

Under the Credit Union’s guidelines for lending and the purposes of this rate sheet, boats, boat trailers (based on model) and recreational vehicles must be titled and RVs are defined as; Motor Homes, Travel Trailers, and Fifth Wheel Trailers.

Low cost GAP Protection is available on boat and recreational vehicle loans, various restrictions apply.

TCT FCU requires collision and comprehensive insurance on all vehicle loans.


Ask about Boat or RV Loan Financing
Completion of this information request form does not constitute a loan application.
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If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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