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Student Loan Refinance
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Take control of your Student Loan Debt

If you’re sick of the ups and downs of student loan repayment, TCT FCU has the ticket to get you back on solid ground. Whether you want to lower your interest rate, pay your loans off sooner, or lower your monthly payment, we’ve got student loan refinancing options to fit your needs.

You can refinance and consolidate your private and/or federal loans, including parent PLUS loans. Learn more and apply online today!



For assistance prior to refinancing loan disbursement, contact a Student Loan Refinance Specialist at 844-826-7779

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at Payments by mail should be sent to University Accounting Service, PO Box 5879, Carol Stream, IL 60197-5879.

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 877-530-9782 to speak with a UAS servicing agent.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.

The federal government has waived interest and suspended federal student loan payments. With these provisions, you should carefully consider your options for refinancing any federal student loans at this time. For the latest information, visit

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