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Auto Loan Refinance
Home > Borrow > Vehicle Loans > Auto Loan Refinance

Burdened with a High Monthly Payment on your Auto Loan?

Refinance your current auto loan from another lender and save. You may be able to pay it off more quickly or lower your monthly payment, freeing more cash for your short or long-term goals. Plus, enjoy no payments for 90 days*, and a variety of terms to meet your needs. Our Payment Saver Auto Loans can help reduce your payment even more for vehicles up to five years old. 

* Although the first payment may not be due until 90 days from the date loan is funded, interest will accrue during this time. Deferment is not available for Payment Saver Auto Loans.

Auto Loans
36 Mo.

APR as low as


Auto Loans
60 Mo.

APR as low as


Auto Loans
72 MO.

APR as low as


Boat & RV
36 MO.

APR as low as


Sport Craft
36 MO.

APR as low as


Calculate Your Potential Auto Refinance Savings

Use this auto refinance calculator to compare your current loan from another lender with a refinance loan at TCT.
Current TCT loans are not eligible for refinancing.

Enter your loan balance
Enter your current monthly payment
Enter your current loan's interest rate
Enter the amount you want to refinance
Enter a loan term in months
Current loan New Loan Difference
Monthly payment
Months remaining
Interest remaining


Ask about Refinancing
Completion of this information request form does not constitute a loan application.
* Required Fields
TCT Branch Location of Preference:
Security Code:

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Peace of Mind Checking

“We were looking for ways to lower our monthly payments on our vehicles. TCT is saving us almost $300 a month. We were so fortunate to have worked with them.”

— Courtney W.


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