UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed on Wednesday, June 19th for Juneteenth.  You can do many banking transactions with DIY Banking.

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Auto Loan Refinance

Burdened with a High Monthly Payment on your Auto Loan?

Refinance your current auto loan from another lender and save. You may be able to pay it off more quickly or lower your monthly payment, freeing more cash for your short or long-term goals. Plus, enjoy no payments for 90 days*, and a variety of terms to meet your needs. Our Payment Saver Auto Loans can help reduce your payment even more for vehicles up to five years old. 


Calculate Your Potential Auto Refinance Savings

Use this auto refinance calculator to compare your current loan from another lender with a refinance loan at TCT.
Current TCT loans are not eligible for refinancing.

Enter your loan balance
Enter your current monthly payment
Enter your current loan's interest rate
Enter the amount you want to refinance
Enter a loan term in months
Current loan New Loan Difference
Monthly payment
Months remaining
Interest remaining


Ask about Refinancing
Completion of this information request form does not constitute a loan application.
* Required Fields
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Security Code:


Lower your Payment with a Payment Saver Auto Loan

Learn how you can avoid the negative equity treadmill, get all of the flexibility and benefits of vehicle ownership, and free-up more cash in your budget.


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Spring Auto Loan Sale

Take .25% off TCT's competitive Auto Loan rates for a limited time. 




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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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