No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
It’s easy to enroll in Pay Bills. Just log in to your account and click the "Bill Pay" link to access the short enrollment form.
We do offer home equity loans and HELOC (home equity lines of credit) for your home. TCT no longer offers home purchase loans.
The new online banking system shows pending debit card transactions, 12 months of transaction history, and real-time alerts and deposits.
NEW FEATURES
View Pending Transactions
12 Months Transaction History
View your Loan Rate
View your TCT Credit Card Balance
View eNotices
New DIY page
Engage in Real-time
Real-time Transaction Alerts
Real-time Mobile Deposits (during business hours)
Enhanced Account Verification Security
Our new TCT FCU Mobile Banking app is available to download by visiting tctfcu.org/mobile.
You may Open an Account online, or by visiting one of our branches. If a current TCT Member has referred you to join, enter their name in the ‘Who Referred You’ field, and you’ll both earn $5 referral rewards upon account opening. You can also visit your local branch to join TCT Federal Credit Union.
Please note: If you have questions about your TCT accounts, please log in to Online Banking and click on 'Communications' to send us a secure message. Confidential or personal information such as account numbers should not be communicated via standard email.
There are three ways to apply for a TCT loan. Apply online, apply over the phone or visit any TCT branch to apply in person.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
The primary or joint member can change their address on the account by any of the following five methods: 1) within the security of our online banking platform, 2) by signing an address change form at any of our branches or available online, 3) by mailing us a signed request in writing, 4) by emailing us at itsgreattocu@tctfcu.org or 5) by calling us at 1-800-721-8288.
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