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Loan Rates

FAQs

Home > Borrow > Tools > Loan Rates

Who can join TCT Federal Credit Union?

There are several ways to qualify for TCT membership. You can join if you're...

  • An immediate family member of a current TCT member (or someone who is eligible for TCT membership, even if they are not a TCT member).
  • An employee at one of our Member Groups
  • A student or immediate family member of a student at one of the following schools: Cambridge Central School, Ballston Spa Central School, Lake George Central School, Stillwater Central School, SUNY Adirondack

*An immediate family member is defined as spouse, child, parent, sibling, grandparent, or grandchild. 

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“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

— William G.

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