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Loan Rates


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What Loan Discounts do you offer?

We offer two loan rate discounts. New Members may receive .25% off their loan rate on eligible loans taken within their first 30 days of membership1. We also allow an additional .25% off when you set-up automatic loan payments from a TCT checking account or payroll deduction1. TCT Members also have the option to select their payment date and frequency; monthly or bi-weekly and to defer your first payment up to 90 days.2

If you're ready to apply today, let's not waste any time.


1Real estate, credit cards, student loans and revolving lines of credit do not qualify for the rate discount. 
2Payment saver auto loans, real estate, credit cards, student loans and revolving lines of credit do not qualify for the 90-day deferment.

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“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

— William G.

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