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Fee Schedule
| Share Savings Account Fees | |
| Dormant Account | $5.00 quarterly, if account has no activity in more than one (1) year. |
| Closing Fee | $5.00 if closed within three (3) months of opening. |
| Below Par Fee: Accounts below the required $5.00 minimum balance | Up to $4.99 |
| Money Market Withdrawal Fee: | $5.00 per transaction, if more than four (4) per month. |
| Money Market Special Account Withdrawal Fee: | $10.00 per transaction, if more than two (2) per month. |
| Share Draft Checking Account Fees | |
| Returned Check — NSF(Non-sufficient funds): | $25.00 per item |
| Courtesy Overdraft: | $25.00 per item |
| Returned Item: | $5.00 per item |
| Stop Payment: | $20.00 per item |
| Copy of Canceled Check: | $1.50 per item, one (1) free per month |
| Check Printing: | Price varies by style and design |
| Electronic and Other Service Fees | |
| Automated Clearing House (ACH) | |
| NSF (Non-sufficient funds): | $25.00 per item |
| Courtesy Overdraft: | $25.00 per item |
| Stop Payment: | $20.00 |
| VISA Debit Card | |
| Courtesy Overdraft: | $25.00 per item* |
| * For ATM and one-time debit transactions, an opt-in agreement must be on file. | |
| Card Replacement: | $10.00 after first two (2) free replacements |
| Online Bill Pay | |
| Inactive Bill Pay | $4.95 per month, for each month no bills are paid |
| NSF (Non-sufficient funds): | $25.00 per item |
| Courtesy Overdraft: | $25.00 per item |
| Stop Payment: | $20.00 |
| Expedited Payment: | $5.00 per bill |
| Overnight Check: | $30.00 per check |
| Payments through PayPal: | $2.50 per payment |
| Other Services Applicable to All Accounts | |
| Account Research or Account Reconciliation: | $10.00 per hour, with a minimum of $10.00 |
| Address Correction: | $5.00 (Mail is returned, one time) |
| Statement Copy: | $2.00 per copy |
| Deposited Item Returned: | $5.00 per item |
| Wire Transfers Outgoing Domestic: | $15.00 per transfer |
| Wire Transfers International: | $40.00 per transfer |
| Certified Check: | $2.00 per check |
| Information Subpoena and Restraining Notice: | $10.00 |
| Escheatment: | $75.00 |
| TCT Corporate Draft: | $2.00 each, if payee other than account holder |
| Check Protest: | $15.00 |
| Interim Account History: | $1.00 per page |
| Money Orders: | $2.00 per item |
| VISA Gift Card: | $3.00 per card |
| **Additional fees apply: refer to Visa Gift Card Fee Summary. | |
| VISA Pre-Paid Debit Card: | $4.95 per card** |
| **Additional fees apply: refer to Visa Prepaid Card Fee Summary. | |
| VISA Gift Card Fee Summary | ||
| Fee Category | Fee Type | Amount |
| Total Cost of Setup | Activation | Free |
| Cost of Card | $3.00 | |
| Service | $5.00 will be deducted from your funds in the first month following 12 consecutive months of non-use | |
| Spend Money | Signature Purchase | Free* |
| Information | Customer Service | Free |
| International Conversion | 2% of the international transaction amount if there is a currency conversion or 0.8% of the international transaction amount if a currency conversion is not performed | |
| Other | Replacement Card | $10.00 to replace a lost or stolen card |
| Cash Out | $10.00 to close a card account | |
| * Third party fees may apply | ||
Except where prohibited by law, this card is valid through the expiration date shown on the front of the card or until the fund's balance reaches zero. The expiration date for the underlying funds is five years after the date the funds are loaded or the card expiration date, whichever is later. Cardholder Customer Service: 1.866.833.2370 | ||
| VISA Prepaid Card Fee Summary | ||
| Fee Category | Fee Type | Amount |
| Total Cost of Setup | Activation | Free |
| Cost of Card | $4.95 | |
| Maintenance | Service | $1.75 per month |
| Inactivity | $3.00 per month after three months of inactivity | |
| Spend Money | Signature Purchase | Free |
| PIN/POS | Free | |
| Bill Pay | Free | |
| Get Money | Cash Advance | Free* |
| Cash Back at Merchant | Free* | |
| International Conversion | 1% of the transaction amount when a currency conversion occurs or 0.8% of the transaction amount when a currency conversion does not occur | |
| ATM Balance Inquiry | Free* | |
| ATM Withdrawal | $1.50* | |
| Add Money | Reload | $1.50* |
| Direct Deposit | Free | |
| Information | VRU | 4 Free, $0.50 for any calls after the first 4 in any given calendar month |
| VRU Opt-Out to Live Operator | 2 Free, $5.00 for any calls after the first 2 in any given calendar month | |
| Other | Cash Out | $15.00 |
| Negative Balance | $15.00 | |
| Replacement Card | $5.00 will be taken off the balance of the card if there is a request to replace a lost or stolen card | |
| Reissue Expired Card | Free | |
| Rush Delivery | $35.00 | |
| Denied Transaction | $0.50* | |
| * Third party fees may apply | ||
Except where prohibited by law, your card is valid through the expiration date on the front of the card or until the funds balance is zero. Contact the issuing credit union if there is a remaining funds balance when your card expires. Cardholder Customer Service: 1.877.850.9650 | ||