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Fee Schedule
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Fee Schedule

Share Savings Account Fees
Dormant Account $5.00 quarterly, if account has no activity in more than one (1) year.
Closing Fee $5.00 if closed within three (3) months of opening.
Below Par Fee: Accounts below the required $5.00 minimum balance Up to $4.99
Money Market Withdrawal Fee: $5.00 per transaction, if more than four (4) per month.
Money Market Special Account Withdrawal Fee: $10.00 per transaction, if more than two (2) per month.
NSF (Insufficient Funds) Fee $25.00 per submission

Share Draft Checking Account Fees
Original CheckingPeace of Mind Checking
Monthly Maintenance Fee No $5.00
Returned ACH/Check NSF Fee $25.00 per submission $5.00 per submission
Overdraft ACH/Check Fee $25.00 per submission $7.00 per submission
Official Checks/Money Orders $2.00 Free
Copy of Cancelled Check $1.50 Free
Statement Copy $2.00 Free
Interim Account History $1.00 Free
Account Research $10.00 Free
Deposited Item Return $5.00 $5.00
Draft Stop Payment $20.00 $20.00
Wire Transfer - Domestic $15.00 $15.00
Wire Transfer - International $40.00 $40.00
Address Correction $5.00 $5.00
Certified Check $2.00 $2.00
Information Subpoena & Restraining Notice $10.00 $10.00
Escheatment $75.00 $75.00
Check Protest $15.00 $15.00
Visa Gift Card $3.00 $3.00
Visa Pre-Paid Debit Card $4.95** $4.95**
**Additional fees apply, refer to Pre-Paid Debit Card Fee Summary

Electronic and Other Service Fees
Card Replacement: $10.00 after first two (2) free replacements
Account Research or Account Reconciliation: $10.00 per hour, with a minimum of $10.00
Address Correction: $5.00 (Mail is returned, one time)
Statement Copy: $2.00 per copy
Deposited Item Returned: $5.00 per item
Wire Transfers Outgoing Domestic: $15.00 per transfer
Wire Transfers International: $40.00 per transfer
Certified Check: $2.00 per check
Information Subpoena and Restraining Notice: $10.00
Escheatment: $75.00
TCT Corporate Draft: $2.00 each, if payee other than account holder
Check Protest: $15.00
Interim Account History: $1.00 per page
Money Orders: $2.00 per item
VISA Gift Card: $3.00 per card
**Additional fees apply: refer to Visa Gift Card Fee Summary.
VISA Pre-Paid Debit Card: $4.95 per card**
**Additional fees apply: refer to Visa Prepaid Card Fee Summary.
Pay TCT (transfer from external account) 
TCT Staff-Initiated Transaction $6.00 per transaction
Member-Initiated Transaction $3.00 per transaction
Recurring Transaction $1.00 per transaction
Returned ACH $5.00 per instance

VISA Gift Card Fee Summary
Fee CategoryFee TypeAmount
Total Cost of Setup Activation Free
  Cost of Card $3.00
  Service $5.00 will be deducted from your funds in the first month following 12 consecutive months of non-use
Spend Money Signature Purchase Free*
Information Customer Service Free
  International Conversion 2% of the international transaction amount if there is a currency conversion or 0.8% of the international transaction amount if a currency conversion is not performed
Other Replacement Card $10.00 to replace a lost or stolen card
  Cash Out $10.00 to close a card account
* Third party fees may apply

Except where prohibited by law, this card is valid through the expiration date shown on the front of the card or until the fund's balance reaches zero. The expiration date for the underlying funds is five years after the date the funds are loaded or the card expiration date, whichever is later.

cumoney.com/gift

Cardholder Customer Service: 1.866.833.2370

VISA Prepaid Card Fee Summary
Fee CategoryFee TypeAmount
Total Cost of Setup Activation Free
  Cost of Card $4.95
Maintenance Service $1.75 per month
  Inactivity $3.00 per month after three months of inactivity
Spend Money Signature Purchase Free
  PIN/POS Free
  Bill Pay Free
Get Money Cash Advance Free*
  Cash Back at Merchant Free*
  International Conversion 1% of the transaction amount when a currency conversion occurs or 0.8% of the transaction amount when a currency conversion does not occur
  ATM Balance Inquiry Free*
  ATM Withdrawal $1.50*
Add Money Reload $1.50*
  Direct Deposit Free
Information VRU 4 Free, $0.50 for any calls after the first 4 in any given calendar month
  VRU Opt-Out to Live Operator 2 Free, $5.00 for any calls after the first 2 in any given calendar month
Other Cash Out $15.00
  Negative Balance $15.00
  Replacement Card $5.00 will be taken off the balance of the card if there is a request to replace a lost or stolen card
  Reissue Expired Card Free
  Rush Delivery $35.00
  Denied Transaction $0.50*
* Third party fees may apply

Except where prohibited by law, your card is valid through the expiration date on the front of the card or until the funds balance is zero. Contact the issuing credit union if there is a remaining funds balance when your card expires.

www.cumoney.com

Cardholder Customer Service: 1.877.850.9650

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