This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
TCT FCU TCT FCU Go to main content
FAQs
Fee Schedule
Home > Bank > Tools > Fee Schedule

Fee Schedule

Share Savings Account Fees
Dormant Account $5.00 quarterly, if account has no activity in more than one (1) year.
Closing Fee $5.00 if closed within three (3) months of opening.
Below Par Fee: Accounts below the required $5.00 minimum balance Up to $4.99
Money Market Withdrawal Fee: $5.00 per transaction, if more than four (4) per month.
Money Market Special Account Withdrawal Fee: $10.00 per transaction, if more than two (2) per month.

Share Draft Checking Account Fees
Returned Check NSF(Non-sufficient funds): $25.00 per item
Courtesy Overdraft: $25.00 per item
Returned Item: $5.00 per item
Stop Payment: $20.00 per item
Copy of Canceled Check: $1.50 per item, one (1) free per month
Check Printing: Price varies by style and design

Electronic and Other Service Fees
Automated Clearing House (ACH)
NSF (Non-sufficient funds): $25.00 per item
Courtesy Overdraft: $25.00 per item
Stop Payment: $20.00
VISA Debit Card
Courtesy Overdraft: $25.00 per item*
* For ATM and one-time debit transactions, an opt-in agreement must be on file.
Card Replacement: $10.00 after first two (2) free replacements
Online Bill Pay
Inactive Bill Pay $4.95 per month, for each month no bills are paid
NSF (Non-sufficient funds): $25.00 per item
Courtesy Overdraft: $25.00 per item
Stop Payment: $20.00
Expedited Payment: $5.00 per bill
Overnight Check: $30.00 per check
Payments through PayPal: $2.50 per payment
Other Services Applicable to All Accounts
Account Research or Account Reconciliation: $10.00 per hour, with a minimum of $10.00
Address Correction: $5.00 (Mail is returned, one time)
Statement Copy: $2.00 per copy
Deposited Item Returned: $5.00 per item
Wire Transfers Outgoing Domestic: $15.00 per transfer
Wire Transfers International: $40.00 per transfer
Certified Check: $2.00 per check
Information Subpoena and Restraining Notice: $10.00
Escheatment: $75.00
TCT Corporate Draft: $2.00 each, if payee other than account holder
Check Protest: $15.00
Interim Account History: $1.00 per page
Money Orders: $2.00 per item
VISA Gift Card: $3.00 per card
**Additional fees apply: refer to Visa Gift Card Fee Summary.
VISA Pre-Paid Debit Card: $4.95 per card**
**Additional fees apply: refer to Visa Prepaid Card Fee Summary.

VISA Gift Card Fee Summary
Fee CategoryFee TypeAmount
Total Cost of Setup Activation Free
  Cost of Card $3.00
  Service $5.00 will be deducted from your funds in the first month following 12 consecutive months of non-use
Spend Money Signature Purchase Free*
Information Customer Service Free
  International Conversion 2% of the international transaction amount if there is a currency conversion or 0.8% of the international transaction amount if a currency conversion is not performed
Other Replacement Card $10.00 to replace a lost or stolen card
  Cash Out $10.00 to close a card account
* Third party fees may apply

Except where prohibited by law, this card is valid through the expiration date shown on the front of the card or until the fund's balance reaches zero. The expiration date for the underlying funds is five years after the date the funds are loaded or the card expiration date, whichever is later.

cumoney.com/gift

Cardholder Customer Service: 1.866.833.2370

VISA Prepaid Card Fee Summary
Fee CategoryFee TypeAmount
Total Cost of Setup Activation Free
  Cost of Card $4.95
Maintenance Service $1.75 per month
  Inactivity $3.00 per month after three months of inactivity
Spend Money Signature Purchase Free
  PIN/POS Free
  Bill Pay Free
Get Money Cash Advance Free*
  Cash Back at Merchant Free*
  International Conversion 1% of the transaction amount when a currency conversion occurs or 0.8% of the transaction amount when a currency conversion does not occur
  ATM Balance Inquiry Free*
  ATM Withdrawal $1.50*
Add Money Reload $1.50*
  Direct Deposit Free
Information VRU 4 Free, $0.50 for any calls after the first 4 in any given calendar month
  VRU Opt-Out to Live Operator 2 Free, $5.00 for any calls after the first 2 in any given calendar month
Other Cash Out $15.00
  Negative Balance $15.00
  Replacement Card $5.00 will be taken off the balance of the card if there is a request to replace a lost or stolen card
  Reissue Expired Card Free
  Rush Delivery $35.00
  Denied Transaction $0.50*
* Third party fees may apply

Except where prohibited by law, your card is valid through the expiration date on the front of the card or until the funds balance is zero. Contact the issuing credit union if there is a remaining funds balance when your card expires.

www.cumoney.com

Cardholder Customer Service: 1.877.850.9650

Go to main navigation

Have Questions

Want to learn more about our savings accounts? Let's connect!

Send a Message     Stop by a Branch     Give Us a Call

E-NEWS

Get the latest articles and announcements in your inbox
Sign Up