UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed Friday, July 4th in honor of Independence Day. You can do many transactions with Online/Mobile Banking or online with DIY Services.

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FAQs


How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video 

Ready to become a member? View Membership Criteria

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Upcoming Holiday Closings

  • July 4th, 2025: Independence Day - Closed
  • August 30th, 2025: Labor Day - Closed
  • September 1st, 2025: Labor Day - Closed
  • October 13th, 2025: Columbus Day - Closed

Hours of Operation

Mon. - Fri.: 9:00 am – 5:00 pm
Sat: 9:00 am – 12:00 pm

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