EARLY CLOSURE ALERT: TCT Branches will close early at 3:00 on Wednesday, May 13th to allow Staff time to attend the Annual Meeting.

Go to main content TCT FCU
Online Banking Login

FAQs


How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video 

Ready to become a member? View Membership Criteria

This answer has been viewed 175779 times.
Go to main navigation

Upcoming Holiday Closings

  • May 13th, 2026 (3:00 PM): Annual Meeting - Open 9 am - 3 pm
  • May 23rd, 2026: Memorial Day - Closed
  • May 25th, 2026: Memorial Day - Closed
  • June 19th, 2026: Juneteenth - Closed

Hours of Operation

Mon. - Fri.: 9:00 am – 5:00 pm
Sat: 9:00 am – 12:00 pm

Go to main navigation