PHONE SCAM WARNING: Criminals are impersonating government agencies, including but not limited to, Homeland Security, the FBI, and the Federal Trade Commission. These agencies WILL NEVER CALL YOU TO THREATEN YOU, DEMAND you transfer your money to “protect” it, or ADVISE you to withdraw cash to buy gold, silver, gift cards or cryptocurrency to give to someone else. This is a SCAM. HANG UP. Contact TCT immediately if you have provided your banking/personal information.

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No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.

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