The Source for Student Loans
Paying for higher education can be challenging. TCT Federal Credit Union helps students and families explore private student lending through our partner, Student Choice.
Our innovative Student Choice private student lending solution is designed to help you responsibly fill funding gaps that may remain after you've exhausted lower-cost sources of aid such as scholarships, grants, and federal loans.
With one application, eligible students can establish funding for their undergraduate education and request additional funds in future academic years without the need to reapply.*
Benefits of our solutions include:
- Available for undergraduate and graduate students
- Competitive fixed and variable interest rates
- Secure funding from our line of credit even if you're unsure of your college or exact funding needs
- Reduce your rate by 0.25% by enrolling in automatic electronic payments during repayment
- Multiple repayment & in-school deferment options
- Borrow local from a not-for-profit credit union you can trust
*Subject to annual review and credit qualification. Must meet the school’s Satisfactory Academic Progress (SAP) requirements.
Resource Hub
With information ranging from college planning to advice on negotiating with a college for more financial aid, our hub is full of helpful, relevant information.
College Access Counselor
Whether you're a parent, high school student, or college graduate entering loan repayment, our College Access Counselor can walk you through the necessary steps to make smart decisions about paying for college – and beyond.
Contact an Undergraduate Student Loan Specialist at 877-230-4672
For servicing of existing undergraduate loans, contact UAS directly at 877-530-9782
How much should I be saving for college?
With college costs increasing at twice the rate of inflation, it is important to start saving early. Interest working for you now in a regular savings program is much better than having interest work against you in the future in the form of education loans. Use our college savings calculator to determine how much you should be saving for college on a regular basis.
Personalized Support
If you have additional questions regarding your student loan account or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 877-530-9782 to speak with a UAS servicing agent. University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.studentchoiceconnect.com. Payments by mail should be sent to the University Accounting Service, PO Box 5879, Carol Stream, IL 60197-5879.
Go to main navigation