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Our Clifton Park and Ballston Spa (Milton) branches are open for Drive-thru only. 
Notice to Clifton Park Members; COVID-19 Update 12/3/20.

Our ATM at the Thruway Beverage Center in Greenwich is unavailable. You can do many banking transactions including deposit checks or pay loans with our online and mobile banking services

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Mobile Deposit


Home > Bank > Services > Online/Mobile Banking > Mobile Deposit

What type of savings accounts do you offer?

All TCT Savings Accounts earn dividends and feature no monthly maintenance or service fees. Dividends are paid monthly and are based on the average daily balance.

Share Savings Account — A $5 balance is necessary to become a TCT member and earn dividends. We give the first $5 as a welcome gift to you.

Club Savings Account — These are sub-savings accounts where money can be saved for specific purposes separate from your Share Savings account.

Money Market Account — A Money Market Account provides you with a competitive and flexible savings option at a higher dividend rate than the Share Savings Account. However, penalty-free withdrawals are limited.

Money Market Special Account — Offers a higher dividend rate than our regular Money market Account, available for balances over $60,000.  Penalty-free withdrawals are limited.


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