UPCOMING HOLIDAY CLOSURE: TCT Branches will be closed on Saturday, May 25 & Monday, May 27 for Memorial Day.  You can do many banking transactions with DIY Banking.

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Money Market Accounts

Money Market Accounts

Get a high yield without locking your money down, with a Money Market Account. If you have at least $500 saved up, you can earn dividends on your average daily balance. And you can make up to four withdrawals per month without a fee. 

Regular Money Market

If you have at least $500 saved up, you can earn dividends on your average daily balance. And you can make up to four withdrawals per month without a fee.

Open Money Market

Money Market Special

Get a better return on bigger balances with our Money Market Special Account. If you have at least $60,000 saved up, you can earn an even higher rate of dividends on your average daily balance. And you can make up to two withdrawals per month without a fee.
 

 

Money Market Savings
Effective Date: Sunday, May 26th, 2024
Account TypeAverage Daily Balance to Earn APYDividend RateAnnual Percentage Yield (APY)
Regular Money Market Account $500 – $9,999.99 0.15% 0.15%
  $10,000 – $24,999.99 0.15% 0.15%
  $25,000 – $49,999.99 0.20% 0.20%
  $50,000 and above 0.25% 0.25%
Money Market Special $60,000 and above 0.35% 0.35%

*Regular Money Market Accounts allow 4 free withdrawals per month. $5.00 fee for each withdrawal after 4.
**Money Market Special Accounts allow 2 free withdrawals per month. $10.00 fee for each withdrawal after 2. If your average daily balance falls below $60,000 you will earn our highest regular money market rate. If the balance falls below $60,000 you will have 30 days to bring your account back to at least $60,000 to maintain the special account designation.

For Share Savings, Sub-Share, IRA Share, Regular Money Market and Money Market Special Accounts there is a minimum average daily balance required to obtain the Annual Percentage Yield for the dividend period. Dividend Period is the calendar month. Rates and yields for these accounts may change monthly as determined by the Credit Union’s Board of Directors. Please refer to the Truth in Savings Disclosure for additional information.

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