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FAQs
Checking Accounts

FAQs

Home > Bank > Products > Checking Accounts

Does the credit union put a hold on checks?

Yes, a hold is essentially a temporary delay in making funds available in your account. TCT may place a hold on a check or deposit you make into your account to ensure the funds clear before they are made available to you. A hold is put in place to protect you and the credit union. If you spend the money you received from the deposit, but it is returned to the credit union and not paid, then you will have to cover the negative balance. Please reference our Funds Availability Policy.

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“We cannot say enough good things about TCT and the ease of doing business. Everyone is always happy to help and willing to go the extra mile to resolve any issues. Online Banking is critical to our organization as it allows us to monitor our account with convenience. We have had issues in the past with other banks and fraud. We are able to be at ease knowing that TCT is watching over the money that our girls work so hard to raise. The TCT Staff is great at reaching out to us just to make sure all is well. Great Customer Service goes a long way. Thank You TCT.”

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