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FAQs
Checking Accounts

FAQs

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How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video. 

Ready to become a member? View Membership Criteria

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Allpoint

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TCT has partnered with Allpoint, the nation's largest ATM network to bring you over 55,000 surcharge-free ATMs.

LOCATE AN ATM

 

Card Valet

“We cannot say enough good things about TCT and the ease of doing business. Everyone is always happy to help and willing to go the extra mile to resolve any issues. Online Banking is critical to our organization as it allows us to monitor our account with convenience. We have had issues in the past with other banks and fraud. We are able to be at ease knowing that TCT is watching over the money that our girls work so hard to raise. The TCT Staff is great at reaching out to us just to make sure all is well. Great Customer Service goes a long way. Thank You TCT.”

— Cambridge Youth Cheer

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