The Bulletin Board - A Newsletter for TCT Members
Pictured: (left-right): Laura Meeker (TCT Member Service Representative), Paige Cerny (Queensbury Assistant Branch Manager), Isabel Ruff (TCT Member Service Specialist) and Melissa Bradlinksi (AmeriCU Credit Union Sr. Mortgage Executive).
Your home is one of the biggest investments you’ll make in your life. To qualify for a mortgage loan, you’ll need to complete an application, which serves as a comprehensive financial profile. Effective collaboration with a mortgage lender can simplify the process.
TCT is proud to partner with AmeriCU Credit Union to provide our members with expert support and assistance throughout the entire homebuying process. All mortgage loans are originated through AmeriCU Credit Union, a full-service, member-owned credit union serving members from 24-counties in Upstate New York, including Central New York, the Mohawk Valley, Northern New York and the Southern Tier.
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In times like these—when uncertainty looms and every financial decision feels more significant—it’s more important than ever to partner with a financial institution that puts people before profits,” says Peter Trombley, Chairperson of the Board for TCTFCU.
Trombley’s words reflect the growing reality many people face today. Financial safety concerns continue to rise, with scams and identity theft targeting Americans of all backgrounds. With National Safety Month approaching, there’s no better time to strengthen your financial security—and no better partner than TCT Federal Credit Union, where member protection has been a priority for 65 years.
Read More - When It Comes to Financial Security, Trust the Credit Union That Puts Members First
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Make this summer a season of self care, especially financial self care.
While summer can be a busy time, it also offers a much-needed break from school schedules and sports, making it the perfect time for a mid-year financial checkup. School employees, take advantage of this opportunity to visit with a TCT Member Service Specialist to review your financial goals, gain clarity, and achieve greater peace of mind.
All TCT Members are invited to schedule an appointment for a mid-year financial check-up. Create a solid plan that gives you freedom, control, and confidence in your finances. As a special thank you to our school employees, who are the very roots of our credit union, those who schedule an appointment will receive a Summer Care Gift Bag from your friends at TCT!
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Ballston Spa, NY, May 23, 2025 — The TCT Federal Credit Union (TCT) is pleased to announce the recipients of the 2025 TCT Academic Scholarships. Ten scholarships ranging from $750 – 1,000 were awarded to 10 bright, hardworking young credit union members.
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TCT is proud to partner with AmeriCU Credit Union to provide our members with expert support and assistance throughout the entire homebuying process.
All mortgage loans are originated through AmeriCU Credit Union, a full-service, member-owned credit union serving members from 24-counties in Upstate New York, including Central New York, the Mohawk Valley, Northern New York and the Southern Tier.
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Join TCT's Board of Directors, TCT Staff and Members on the evening of May 28th as we enjoy a dinner, elect one member to the Board of Directors and review TCT's financial performance and impact in 2024.
Location: The Embassy Suites, 86 Congress St., Saratoga Springs, NY
Date: Wednesday, May 28, 2025
Time: Check-in begins at 5:30 pm, Meeting begins at 6:30 pm
Reservations are required.
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Streamline your car buying journey and save with TCT!
Looking for a car but tired of the hassle? Say hello to convenience with TCT FCU. Everything you need for your entire car buying journey is right at your fingertips.
Start your search securely right from our website!
With EZ Car Finder, you can browse millions of cars, trucks, and SUVs, right from your computer or smartphone.
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Members Save 30% on any online estate plan April 1 - April 30
In celebration of National Financial Literacy Month, we're excited to offer you an exclusive 30% discount on any estate plan with Trust & Will from April 1 to April 30, available through Love My Credit Union Rewards!
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April Marks the 22nd Anniversary of Financial Literacy Month
TCT FCU believes in educating our youth about financial decisions needed to manage credit, debt, and savings. By Teaching kids how to be money smart at a young age, they’ll have the path to their dreams and success.
Read More »On March 19, 1959, a small group of teachers gathered at the Kingsbury Hotel in Hudson Falls, New York, to start something remarkable. Sixty-seven educators had a simple but powerful idea: teachers deserved a financial institution that truly understood their needs.
Read TCT's Story, Where Teachers Bank on Community!
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Coming this Spring!
Included in a TCT Peace of Mind Checking account are enhanced checking benefits, plus extra features for your protection and peace of mind.
Peace of Mind Checking account holders will receive new and improved features including:
- New convenient access to your benefits within Online/Mobile Banking
- New Credit Reporting in addition to Credit Score
- New Credit Score Simulator Tool
- New Identity Monitoring with Alerts
- Dark Web Monitoring of email addresses
- Monitoring of Debit and Credit Cards
- Mobile Phone Protection - improved claim process
- New Shopping Rewards - get cash back when you shop online
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Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for the future.
Here are some great ways to teach your kids about money.
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Arctic Wolf (Unified Security Operations), a TCT IT vendor, has recently observed a campaign in which threat actors compromise widely used websites across various industries by embedding a fake CAPTCHA challenge
Read More »Share on Facebook: Beware of Fake CAPTCHA Challenges Share on Twitter: Beware of Fake CAPTCHA Challenges Holiday Closings
- July 4th, 2025: Independence Day - Closed
- August 30th, 2025: Labor Day - Closed
- September 1st, 2025: Labor Day - Closed
- October 13th, 2025: Columbus Day - Closed
TCT Annual Reports
- June 4th, 2025 (10:30 AM): 2024 Annual Report