This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
TCT FCU TCT FCU Go to main content
FAQs
Share Secured Loan

FAQs

Home > Borrow > Other Loans > Share Secured Loan

How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video. 

Ready to become a member? View Membership Criteria

This answer has been viewed 15308 times.
Go to main navigation
Allpoint

Allpoint logo

TCT has partnered with Allpoint, the nation's largest ATM network to bring you over 55,000 surcharge-free ATMs.

LOCATE AN ATM

 

HAVE QUESTIONS

Want to learn more about our loans? Let's connect!

SEND A MESSAGE     STOP BY A BRANCH     GIVE US A CALL

E-NEWS

Get the latest articles and announcements in your inbox
Sign Up