FAQs

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How can I establish credit?

A Credit Builder Loan or Share-Secured Credit Card are two ways to start building your credit. How it Works: TCT will hold the amount of your credit limit in your account. Your new loan or credit card is reported to the credit bureau(s), along with your payment history and after six months this will help you establish a credit score.

Learn about Credit Builder Loans

Learn about Share Secured Loans

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Testimonials

"Without a doubt, TCT FCU is the best financial institution to do business with. TCT was able to help me lower my monthly contributions to my debt by more than half."

— Zachary S.

"I can't wait to have all of my debts consolidated into one payment with TCT's VISA!"

— Katy B.

"We were looking for ways to lower our monthly payments on our vehicles. TCT is saving us almost $300 a month. We were so fortunate to have worked with them."

— Courtney W.

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Through our partnership, everyone who contacts GreenPath receives a free financial counseling session. Let’s make your financial goals happen, together.

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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist.

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