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FAQs
Debt Consolidation

FAQs

Home > Borrow > Other Loans > Personal Loans > Debt Consolidation

How can I establish credit?

A Credit Builder Loan or Share-Secured Credit Card are two ways to start building your credit. How it Works: TCT will hold the amount of your credit limit in your account. Your new loan or credit card is reported to the credit bureau(s), along with your payment history and after six months this will help you establish a credit score.

Learn about Credit Builder Loans

Learn about Share Secured Loans

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“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

— William G.

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