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What is an IRA?

IRA stands for Individual Retirement Account. IRAs were created as a tax benefit for people to entice Americans to save for their own retirement. Unlike employee sponsored plans (401K, etc.) IRAs stay in place no matter where you work. When you switch jobs you may transfer your employee retirement account into your IRA.

There are two kinds of IRAs: Traditional IRAs and Roth IRAs. Learn more about TCT's IRA options.

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