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FAQs
Student Loan Refinance

FAQs

Home > Borrow > Other Loans > Student Loan Refinance

Am I eligible to refinance?

To be eligible to refinance, you must be a college graduate who is:

  • A U.S. citizen or permanent resident who has graduated from an approved public or private not-for-profit school
  • In repayment or grace on one or more outstanding private or federal student loans
  • Able to pass a credit check (a cosigner may be necessary in order to meet credit criteria, and may help you qualify for a lower rate)
  • A member of the credit union (the cosigner, (if applicable) must also be a primary account holder OR a joint-account holder at the credit union)
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