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FAQs
Member Referral Rewards

FAQs

Home > Membership > Member Referral Rewards

How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video. 

Ready to become a member? View Membership Criteria

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"We cannot say enough good things about TCT and the ease of doing business. Everyone is always happy to help and willing to go the extra mile to resolve any issues. The TCT Staff is great at reaching out to us just to make sure all is well. Great customer service goes a long way. Thank You TCT!"
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