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Loan Rates

FAQs

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What if I can't make my loan payment?

If you're delinquent in your loan payments — or expect to be — the best thing to do is to contact us right away.

While it can be stressful and overwhelming to contact your lender(s), early communication puts you in a positive light. Foreclosure or repossession is very costly for a lender, and we would generally prefer to help you get back on track to keep your home or vehicle. When contacting your lender(s) be honest. Describe your situation and know how much money you have available to make payments – do not agree to a payment that is not feasible with your current budget.

As a member of TCT, you can take advantage of the GreenPath Financial Wellness program, a free financial education, and counseling program.

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“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

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