PHONE SCAM WARNING: Criminals are impersonating government agencies, including but not limited to, Homeland Security, the FBI, and the Federal Trade Commission. These agencies WILL NEVER CALL YOU TO THREATEN YOU, DEMAND you transfer your money to “protect” it, or ADVISE you to withdraw cash to buy gold, silver, gift cards or cryptocurrency to give to someone else. This is a SCAM. HANG UP. Contact TCT immediately if you have provided your banking/personal information.

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FAQs


How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video 

Ready to become a member? View Membership Criteria

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TCTFCU Cards App 

Manage your TCT Debit and Credit Cards, set card controls, view spending insights, credit card reward points, card-on-file information, & more with the TCTFCU Cards App. 

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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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