If you have more than one checking account under the same membership account number, we will charge a monthly service fee on the first checking account only. If you have more than one checking account and they are under separate membership account numbers, they will each be charged a monthly service fee.

You can change your account anytime by calling us, stopping by a branch, logging in to online banking and sending us a secure message, or completing an Opt-Out/Account Change Form located on our website. 

While the account offers you many services, it is up to you how to make the most of them! You may choose to opt out of Automatic Courtesy Pay and Debit Card Round-Up. Credit and Dark Web Monitoring require your action and consent. Mobile phone insurance, identity theft recovery, and shopping discounts are available whenever you choose to use them.

All TCT Checking Accounts will convert to the Peace of Mind Checking account on September 1, 2021.

All members, 18 years of age or older, and have no history of fraudulent transactions, account abuse, or collections with TCT.

We believe this account offers valuable benefits that will protect your overall financial well-being. It is easy to change your account, should you prefer TCT Original Checking.

Increasingly, our members reach out to us for help with identity theft and/or cash flow worries. We are offering Peace of Mind Checking to help relieve the stress of both situations for our members.

The $5.00 monthly service fee provides you with added benefits and protections. TCT Original Checking is an option with no monthly service fee if you wish not to have the added benefits and protections.

No. Your account number, any checks, debit card(s), or automatic payments you may have scheduled, will not be affected by this account change.