Notice Regarding Payroll Deduction Allocations:
If your employer recently changed their payroll description, your payroll distributions may have been delayed. We are currently processing these allocations manually to ensure accuracy. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Go to main content TCT FCU
Online Banking Login

FAQs


How do credit unions differ from banks?

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At a credit union, you can trust that you’re getting personalized service and competitive rates.

Credit Union:

  • Member-owned
  • Not-for-profit financial cooperative
  • Earnings returned to members through great rates and low fees
  • Member-elected volunteer Board of Directors
  • Personalized and focused on you, the member

Bank:

  • Shareholder-owned
  • For-profit, bottom-line driven
  • Profits are given to shareholders as dividends
  • Paid Board of Directors
  • Focus on profits

 

Learn more by watching the What's a Credit Union video 

Ready to become a member? View Membership Criteria

This answer has been viewed 174236 times.
Go to main navigation
TruStage Insurance Discount - Learn More

Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

Contact Us

Go to main navigation