TCT Scholarships
Do you know a High School Senior headed to college or trade school in 2026? Share TCT's Scholarship Program with them — the deadline to apply is January 9th.
Holiday Loan Special
Stretch your budget with TCT's Holiday Loan, and avoid higher-interest debt.
Apply by January 31st!
Auto Loan Rates are Falling
Are you ready for a winter wonderland?
Start Your Vehicle Search on our website.
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Keep Tabs on your Cards
Receive real-time transaction alerts, turn your card ON/OFF, set usage controls, and more with the TCTFCU Cards App.

Achieve Financial Freedom Sooner
Looking to lower your student loan payments or pay off debt sooner? TCT's student loan refinancing solutions may help.

Career Opportunity
TCT FCU is looking for a professional and accountable individual with a strong “Member First” mentality to lead our Ballston Spa team as Branch Manager.
Sound like you?

Tax Prep Discount
Save big on tax prep with TCT member discounts on TurboTax® or in-office tax prep services from H&R Block, plus save even more with early-season pricing when you file by February 28th.

VISA® Platinum Credit Card
Not all cards are created equal. We think ours is pretty great, and we think you will too. No Annual fee, No Balance Transfer fee, Cashback Rewards, and fixed low rates.

Do you have Peace of Mind?
A TCT Peace of Mind Checking account comes with enhanced checking benefits and extra features to protect you and your lifestyle.

6-Month Certificate Special
TCT Certificates provide guaranteed returns & a fixed rate. Find the TCT Certificate term that works for you!




