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What are the fees for a checking account?

We believe you shouldn't have to pay a fee to keep your money safe.  That's why we offer our Original Checking Account, featuring:

  • No monthly maintenance fee
  • No minimum balance requirement
  • No per check charge 
  • No debit card fee
  • Surcharge-free access to cash at over 55,000 Allpoint ATMs
  • Free online banking, mobile banking, and phone teller service
  • Free checks (with direct deposit of your full paycheck, retirement or social security benefit to your TCT checking account)
  • Free Overdraft Transfer from a TCT savings account (inquire to set-up Overdraft Protection, certain limitations apply)

Compare TCT Checking Accounts

We do have fees for certain occurrences. View Fee Schedule 

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If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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