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HOLIDAY CLOSURE: All TCT Branches will be closed Monday for the July 4th holiday. You can do many banking transactions including deposit checks and make a loan payment online, visit DIY Banking.

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Free Annual Credit Report
Home > Learn > Financial Education > Free Annual Credit Report

Get Your Free Credit Report

By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score) upon request. It is important to review this information not only to track and improve your financial health but also to ensure against fraud and identity theft.

Tip: It is advisable to space your requests out from the 3 bureaus throughout the year, (request one every 4 months), rather than requesting them all at the same time.


Free Credit Report Review

TCT members have access to GreenPath's NFCC-certified credit counselors who can walk you through a free review of your credit report. They’ll explain how to read your report and how credit scoring works, and answer your questions. Together you’ll make a plan for managing your credit score to support your goals.


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